View of Saint-Didier-en-Velay, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Didier-en-Velay

Small town · 43140 · Auvergne-Rhône-Alpes

👥 Population
3 523
2023 · INSEE
🏠 Median price /m²
2 219 €
📈 135% since 2015
💰 Gross yield
4.4 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 16.4 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Didier-en-Velay — Score 42/100.

Why this score? This score is penalized mainly by a weak rental yield (15/100) and a limited quality of life (34/100).
42
💰 Yield15
🌳 Quality of life34
📊 Dynamism53
💸 Affordability35
🛡️ Safety67
⚡ Energy rating63
🧮 Simulate your rental yield

🏠 Property prices

DVF · 19 Transactions · Saint-Didier-en-Velay

🏢 Apt. /m²
2 219 €
🏡 House /m²
1 835 €
📋 Transactions
19
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.1 €/m²
monthly
💰 Gross yield
4.4 %
⏳ Payback period
22.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
80.9 %
🏖️ Secondary homes
5.7 %
🚪 Vacant homes
13.4 %
🏢 Apartments
31.0 %
68.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
79
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
42.500 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
139.480 %
🏘️ Housing tax
20.940 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.750 %
🌾 Land tax (unbuilt) REI
4.82 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 523
2023
📐 Area
26.38 km²
134 inh/km²
💶 Median income
23 510 €
📊 Median age
42.8 yrs
34.1% under 30
💼 Activity rate
77.2 %
ages 15-64
📉 Unemployment rate
5.8 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
7.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
617
SIRENE database 2026
✨ 2024 creations
44
+2.3% vs 2023
📊 2023 creations
43
💼 Economic density
175
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Firminy
À 9.48 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Étienne
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Loire et Semène
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
🏫 Middle schools
2
🎓 High schools
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
94.0 %
Average pass rate · 2 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE JEANNE D ARCprivé sous contrat114.3
COLLEGE ROGER RUELpublic111.1

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
6
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
49
📋 Commerce
15
📋 Enseignement
5
🏥 Sante
32
🚆 Transport
1
⚽ Sport
14
🎭 Culture
1

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Centre communal d'action sociale (CCAS) - Saint-Didier-En-Velay

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires236.50 ‰7.2 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement205.70 ‰6.3 ‰Dans la moyenne
Cambriolages de logement189.90 ‰7.5 ‰+32 % vs moy.
Vols sans violence contre des personnes51.40 ‰7.3 ‰-81 % vs moy.

⚡ Energy performance

189 DPE · ADEME

📊 Energy rating distribution
A
1.1 %
B
11.1 %
11.1 %
C
14.3 %
14.3 %
D
31.2 %
31.2 %
E
25.9 %
25.9 %
F
12.2 %
12.2 %
G
4.2 %

16.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église12e siècle;15e siècle;17e siècle;1ère moitié 19e s

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Radon
Phénomène lié à l'atmosphère
Tempête et grains (vent)
Transport de marchandises dangereuses
Par ruissellement et coulée de boue
Séisme
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 6 397 analyses · VEOLIA EAU YSSINGEAUX

⚗️ Physicochemistry
✅ Compliant
📋 analyses
6 397

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Séauve-sur-Semène 3.0 km 46/100 1 456
Saint-Victor-Malescours 3.4 km 30/100 798
Pont-Salomon 4.4 km 62/100 1 875
Saint-Just-Malmont 4.8 km 57/100 4 239
Saint-Ferréol-d'Auroure 6.2 km 42/100 2 441
Saint-Pal-de-Mons 6.9 km 44/100 2 358
Saint-Romain-Lachalm 6.0 km 50/100 1 154
Jonzieux 5.9 km 60/100 1 227

❓ Frequently asked questions about Saint-Didier-en-Velay

What is the price per m² in Saint-Didier-en-Velay?

The median price per m² in Saint-Didier-en-Velay is 2 219 €.

What is the rental yield in Saint-Didier-en-Velay?

The gross rental yield in Saint-Didier-en-Velay is 4.4%.

Is Saint-Didier-en-Velay a good real estate investment?

Saint-Didier-en-Velay has a ScorCity score of 42/100, making it a moderate investment.

What is the average energy rating in Saint-Didier-en-Velay?

The most common energy rating class in Saint-Didier-en-Velay is D.

What are the natural risks in Saint-Didier-en-Velay?

7 risks are identified in Saint-Didier-en-Velay: Radon, Phénomène lié à l'atmosphère, Tempête et grains (vent).