View of Saint-Pal-de-Mons, 43 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Pal-de-Mons

Small town · 43620 · Auvergne-Rhône-Alpes

👥 Population
2 358
2023 · INSEE
🏠 Median price /m²
2 329 €
📈 32% since 2015
💰 Gross yield
4.0 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 22.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Pal-de-Mons — Score 44/100.

Why this score? This score is penalized mainly by a weak rental yield (12/100) and a high purchase price for the area (32/100).
44
💰 Yield12
🌳 Quality of life36
📊 Dynamism53
💸 Affordability32
🛡️ Safety95
⚡ Energy rating59
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Saint-Pal-de-Mons

🏢 Apt. /m²
2 329 €
🏡 House /m²
2 347 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Le Puy-en-Velay1 690 €1 901 €47418 540
Monistrol-sur-Loire2 216 €2 162 €968 823
Yssingeaux4 412 €1 805 €1047 415
Brioude1 603 €1 399 €986 527
Aurec-sur-Loire2 235 €2 174 €776 164
Sainte-Sigolène1 286 €1 764 €726 097

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.83 €/m²
monthly
💰 Gross yield
4.0 %
⏳ Payback period
24.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
80.2 %
🏖️ Secondary homes
10.2 %
🚪 Vacant homes
9.6 %
🏢 Apartments
17.7 %
82.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
44
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.400 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
118.130 %
🏘️ Housing tax
18.370 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.380 %
🌾 Land tax (unbuilt) REI
17.70 %
🏢 CFE
24.43 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
2 358
2023
📐 Area
27.30 km²
86 inh/km²
💶 Median income
22 700 €
📊 Median age
41.3 yrs
34.8% under 30
💼 Activity rate
80.3 %
ages 15-64
📉 Unemployment rate
7.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
454
SIRENE database 2026
✨ 2024 creations
45
+28.6% vs 2023
📊 2023 creations
35
💼 Economic density
193
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Pont de Lignon
À 11.42 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Marches du Velay-Rochebaron
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
49
📋 Commerce
7
📋 Enseignement
1
🏥 Sante
20
🚆 Transport
1
⚽ Sport
7
🎭 Culture
1

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement135.50 ‰6.3 ‰Dans la moyenne
Destructions et dégradations volontaires52.10 ‰7.2 ‰-71 % vs moy.

⚡ Energy performance

57 DPE · ADEME

📊 Energy rating distribution
A
3.5 %
B
8.8 %
8.8 %
C
12.3 %
12.3 %
D
22.8 %
22.8 %
E
29.8 %
29.8 %
F
19.3 %
19.3 %
G
3.5 %

22.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
chapelle4e quart 11e siècle

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Radon
Phénomène lié à l'atmosphère
Tempête et grains (vent)
Transport de marchandises dangereuses
Par ruissellement et coulée de boue
Séisme
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 888 analyses · SIAEP DE LA SEMENE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
888

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Sainte-Sigolène 4.3 km 65/100 6 097
Raucoules 6.2 km 28/100 948
La Séauve-sur-Semène 6.2 km 46/100 1 456
Saint-Didier-en-Velay 6.9 km 42/100 3 523
Saint-Romain-Lachalm 5.3 km 50/100 1 154
Saint-Victor-Malescours 6.6 km 30/100 798
Dunières 5.8 km 47/100 2 670
Lapte 7.5 km 52/100 1 806

❓ Frequently asked questions about Saint-Pal-de-Mons

What is the price per m² in Saint-Pal-de-Mons?

The median price per m² in Saint-Pal-de-Mons is 2 329 €.

What is the rental yield in Saint-Pal-de-Mons?

The gross rental yield in Saint-Pal-de-Mons is 4.0%.

Is Saint-Pal-de-Mons a good real estate investment?

Saint-Pal-de-Mons has a ScorCity score of 44/100, making it a moderate investment.

What is the average energy rating in Saint-Pal-de-Mons?

The most common energy rating class in Saint-Pal-de-Mons is E.

What are the natural risks in Saint-Pal-de-Mons?

7 risks are identified in Saint-Pal-de-Mons: Radon, Phénomène lié à l'atmosphère, Tempête et grains (vent).