View of Saint-Cirgue, 81 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Cirgue

Rural municipality · 81340 · Occitanie

👥 Population
224
2023 · INSEE
🏠 Median price /m²
1 062 €
📈 -16% since 2015
💰 Gross yield
9.7 %
rent / purchase price
⚡ Avg. energy rating
G
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Cirgue — Score 49/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (5/100) and improvable safety statistics (14/100).
49
💰 Yield80
🌳 Quality of life43
📊 Dynamism50
💸 Affordability84
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Saint-Cirgue

🏡 House /m²
1 062 €
📋 Transactions
3
📈 Price per m² evolution (2021 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Albi2 471 €1 953 €78151 290
Castres2 167 €1 668 €80842 505
Gaillac2 734 €2 000 €25416 162
Graulhet1 265 €1 482 €23713 129
Lavaur2 032 €2 329 €19610 965
Mazamet2 324 €1 108 €20610 085

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.55 €/m²
monthly
💰 Gross yield
9.7 %
⏳ Payback period
10.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
55.7 %
🏖️ Secondary homes
19.1 %
🚪 Vacant homes
25.2 %
🏢 Apartments
2.4 %
93.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
46.260 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
160.740 %
🏘️ Housing tax
18.970 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.750 %
🌾 Land tax (unbuilt) REI
0.83 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
224
2023
📐 Area
18.82 km²
12 inh/km²
💶 Median income
16 990 €
📊 Median age
47.4 yrs
27.7% under 30
💼 Activity rate
78.7 %
ages 15-64
📉 Unemployment rate
17.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
97
SIRENE database 2026
✨ 2024 creations
8
+14.3% vs 2023
📊 2023 creations
7
💼 Economic density
433
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Tanus
À 15.10 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Albi
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Val 81
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
⚽ Sport
1
🎭 Culture
2

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
0.0 %
G
100.0 %
100.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 6 risks identified

Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Tempête et grains (vent)
Transport de marchandises dangereuses
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 11 056 analyses · SMAEP VALENCE VALDERIES

⚗️ Physicochemistry
✅ Compliant
📋 analyses
11 056

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Sérénac 3.2 km 50/100 504
Valence-d'Albigeois 4.9 km 61/100 1 277
Villefranche-d'Albigeois 8.7 km 66/100 1 224
Bellegarde-Marsal 9.2 km 52/100 690
Alban 11.6 km 56/100 964
Saussenac 9.9 km 43/100 632
Valderiès 11.5 km 59/100 827
Lédergues 14.3 km 44/100 677

❓ Frequently asked questions about Saint-Cirgue

What is the price per m² in Saint-Cirgue?

The median price per m² in Saint-Cirgue is 1 062 €.

What is the rental yield in Saint-Cirgue?

The gross rental yield in Saint-Cirgue is 9.7%.

Is Saint-Cirgue a good real estate investment?

Saint-Cirgue has a ScorCity score of 49/100, making it a moderate investment.

What is the average energy rating in Saint-Cirgue?

The most common energy rating class in Saint-Cirgue is G.

What are the natural risks in Saint-Cirgue?

6 risks are identified in Saint-Cirgue: Feu de forêt, Mouvement de terrain, Phénomène lié à l'atmosphère.