View of Osmoy, 18 — real-estate investment analysis Wikimedia Commons CC BY-SA

Osmoy

Rural municipality · 18390 · Centre-Val de Loire

👥 Population
291
2023 · INSEE
🏠 Median price /m²
28 462 €
📈 1418% since 2015
💰 Gross yield
0.5 %
rent / purchase price
⚡ Avg. energy rating
C
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Osmoy — Score 30/100.

Why this score? This score is penalized mainly by a weak rental yield (0/100) and a high purchase price for the area (0/100).
30
💰 Yield0
🌳 Quality of life46
📊 Dynamism50
💸 Affordability0
🛡️ Safety14
⚡ Energy rating88
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Osmoy

🏢 Apt. /m²
28 462 €
🏡 House /m²
2 443 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Bourges1 716 €1 786 €118664 186
Vierzon1 245 €1 054 €58225 068
Saint-Amand-Montrond1 667 €1 122 €2509 899
Saint-Doulchard1 583 €1 762 €1419 647
Saint-Florent-sur-Cher1 250 €1 316 €1006 463
Mehun-sur-Yèvre1 020 €1 485 €1296 380

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.46 €/m²
monthly
💰 Gross yield
0.5 %
⏳ Payback period
207.0 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
87.2 %
🏖️ Secondary homes
7.0 %
🚪 Vacant homes
5.8 %
🏢 Apartments
8.0 %
92.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
26.340 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
45.400 %
🏘️ Housing tax
13.560 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.080 %
🌾 Land tax (unbuilt) REI
11.20 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
291
2023
📐 Area
23.00 km²
13 inh/km²
💶 Median income
25 450 €
📊 Median age
29.5 yrs
50.0% under 30
💼 Activity rate
84.1 %
ages 15-64
📉 Unemployment rate
40.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
73
SIRENE database 2026
✨ 2024 creations
7
+75.0% vs 2023
📊 2023 creations
4
💼 Economic density
251
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Germain-du-Puy
À 4.17 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bourges
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC la Septaine
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

FINESS

🏥 Établissements de santé
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
🏥 Sante
2

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Centre communal d'action sociale (CCAS) - Osmoy

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
50.0 %
50.0 %
D
50.0 %
50.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 5 risks identified

Mouvement de terrain
Phénomène lié à l'atmosphère
Transport de marchandises dangereuses
Risque industriel
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 898 analyses · MAIRIE DE OSMOY

⚗️ Physicochemistry
✅ Compliant
📋 analyses
898

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Soye-en-Septaine 3.7 km 52/100 582
Moulins-sur-Yèvre 3.9 km 44/100 850
Saint-Germain-du-Puy 5.7 km 26/100 4 779
Savigny-en-Septaine 4.6 km 63/100 685
Saint-Just 8.3 km 65/100 656
Nohant-en-Goût 6.4 km 58/100 548
Plaimpied-Givaudins 7.5 km 53/100 2 101
Sainte-Solange 9.4 km 47/100 1 111

❓ Frequently asked questions about Osmoy

What is the price per m² in Osmoy?

The median price per m² in Osmoy is 28 462 €.

What is the rental yield in Osmoy?

The gross rental yield in Osmoy is 0.5%.

Is Osmoy a good real estate investment?

Osmoy has a ScorCity score of 30/100, making it a risky investment.

What is the average energy rating in Osmoy?

The most common energy rating class in Osmoy is C.

What are the natural risks in Osmoy?

5 risks are identified in Osmoy: Mouvement de terrain, Phénomène lié à l'atmosphère, Transport de marchandises dangereuses.