View of Mornay-sur-Allier, 18 — real-estate investment analysis Wikimedia Commons CC BY-SA

Mornay-sur-Allier

Rural municipality · 18600 · Centre-Val de Loire

👥 Population
413
2023 · INSEE
🏠 Median price /m²
1 069 €
📈 21% since 2015
💰 Gross yield
9.3 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Mornay-sur-Allier — Score 62/100.

62
💰 Yield79
🌳 Quality of life72
📊 Dynamism52
💸 Affordability84
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 17 Transactions · Mornay-sur-Allier

🏡 House /m²
1 069 €
📋 Transactions
17
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Bourges1 716 €1 786 €118664 186
Vierzon1 245 €1 054 €58225 068
Saint-Amand-Montrond1 667 €1 122 €2509 899
Saint-Doulchard1 583 €1 762 €1419 647
Saint-Florent-sur-Cher1 250 €1 316 €1006 463
Mehun-sur-Yèvre1 020 €1 485 €1296 380

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.31 €/m²
monthly
💰 Gross yield
9.3 %
⏳ Payback period
10.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
72.7 %
🏖️ Secondary homes
16.7 %
🚪 Vacant homes
10.6 %
🏢 Apartments
12.3 %
87.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
1
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.910 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
73.940 %
🏘️ Housing tax
34.290 %
Secondary homes
🌾 Land tax (unbuilt) REI
14.59 %
🏢 CFE
1.09 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
413
2023
📐 Area
22.15 km²
19 inh/km²
💶 Median income
20 640 €
📊 Median age
57.4 yrs
22.6% under 30
💼 Activity rate
69.1 %
ages 15-64
📉 Unemployment rate
10.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
87
SIRENE database 2026
✨ 2024 creations
5
💼 Economic density
211
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Pierre-le-Moûtier
À 8.26 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Nevers
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC les Trois Provinces
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
11
📋 Commerce
2
📋 Enseignement
1
⚽ Sport
2

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
50.0 %
50.0 %
E
50.0 %
50.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Mouvement de terrain
Phénomène lié à l'atmosphère
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 165 analyses · VÉOLIA SECTEUR BOISCHAUT

⚗️ Physicochemistry
✅ Compliant
📋 analyses
165

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Livry 6.9 km 57/100 643
Sancoins 7.5 km 59/100 2 951
Lurcy-Lévis 11.5 km 56/100 1 821
Saint-Pierre-le-Moûtier 10.2 km 27/100 1 823
La Guerche-sur-l'Aubois 16.0 km 36/100 3 151
Cuffy 17.7 km 55/100 1 020
Magny-Cours 14.0 km 67/100 1 432
Saint-Parize-le-Châtel 13.6 km 54/100 1 227

❓ Frequently asked questions about Mornay-sur-Allier

What is the price per m² in Mornay-sur-Allier?

The median price per m² in Mornay-sur-Allier is 1 069 €.

What is the rental yield in Mornay-sur-Allier?

The gross rental yield in Mornay-sur-Allier is 9.3%.

Is Mornay-sur-Allier a good real estate investment?

Mornay-sur-Allier has a ScorCity score of 62/100, making it an interesting investment.

What is the average energy rating in Mornay-sur-Allier?

The most common energy rating class in Mornay-sur-Allier is D.

What are the natural risks in Mornay-sur-Allier?

4 risks are identified in Mornay-sur-Allier: Mouvement de terrain, Phénomène lié à l'atmosphère, Transport de marchandises dangereuses.