View of Montchamp, 15 — real-estate investment analysis Wikimedia Commons CC BY-SA

Montchamp

Rural municipality · 15100 · Auvergne-Rhône-Alpes

👥 Population
137
2023 · INSEE
🏠 Median price /m²
453 €
📈 -34% since 2015
💰 Gross yield
19.5 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 45.8 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Montchamp — Score 46/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (12/100) and improvable safety statistics (14/100).
46
💰 Yield50
🌳 Quality of life48
📊 Dynamism100
💸 Affordability50
🛡️ Safety14
⚡ Energy rating12
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Montchamp

🏡 House /m²
453 €
📋 Transactions
1
📈 Price per m² evolution (2021 — 2023)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Aurillac1 500 €1 714 €55626 214
Saint-Flour1 339 €1 528 €746 391
Arpajon-sur-Cère1 576 €1 508 €786 361
Ytrac— €1 917 €524 339
Mauriac2 326 €1 278 €643 449
Riom-ès-Montagnes723 €1 047 €422 405

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.36 €/m²
monthly
💰 Gross yield
19.5 %
⏳ Payback period
5.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
66.9 %
🏖️ Secondary homes
13.2 %
🚪 Vacant homes
19.8 %
🏢 Apartments
4.7 %
95.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.030 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
209.810 %
🏘️ Housing tax
21.750 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.010 %
🌾 Land tax (unbuilt) REI
0.47 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
137
2023
📐 Area
16.06 km²
9 inh/km²
💶 Median income
18 350 €
📊 Median age
45.7 yrs
30.7% under 30
💼 Activity rate
78.5 %
ages 15-64
📉 Unemployment rate
9.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
44
SIRENE database 2026
✨ 2024 creations
1
+0.0% vs 2023
📊 2023 creations
1
💼 Economic density
321
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Flour - Chaudes-Aigues
À 9.27 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Flour
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de Saint-Flour
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
2
⚽ Sport
2

⚡ Energy performance

24 DPE · ADEME

📊 Energy rating distribution
A
4.2 %
B
4.2 %
C
0.0 %
D
20.8 %
20.8 %
E
25.0 %
25.0 %
F
33.3 %
33.3 %
G
12.5 %
12.5 %

45.8 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Feu de forêt
Radon
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 520 analyses · SI DES EAUX DE LA MARGERIDE NORD

⚗️ Physicochemistry
✅ Compliant
📋 analyses
520

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Ruynes-en-Margeride 7.8 km 48/100 719
Saint-Georges 7.7 km 43/100 1 171
Saint-Flour 12.1 km 59/100 6 391
Val d'Arcomie 17.2 km 46/100 922
Talizat 14.0 km 33/100 592
Massiac 19.3 km 46/100 1 796
Villedieu 15.4 km 37/100 535
Albaret-Sainte-Marie 21.4 km 45/100 559

❓ Frequently asked questions about Montchamp

What is the price per m² in Montchamp?

The median price per m² in Montchamp is 453 €.

What is the rental yield in Montchamp?

The gross rental yield in Montchamp is 19.5%.

Is Montchamp a good real estate investment?

Montchamp has a ScorCity score of 46/100, making it a moderate investment.

What is the average energy rating in Montchamp?

The most common energy rating class in Montchamp is F.

What are the natural risks in Montchamp?

3 risks are identified in Montchamp: Feu de forêt, Radon, Séisme.