View of La Garnache, 85 — real-estate investment analysis Wikimedia Commons CC BY-SA

La Garnache

Medium city · 85710 · Pays de la Loire

👥 Population
5 515
2023 · INSEE
🏠 Median price /m²
1 481 €
📈 -32% since 2015
💰 Gross yield
9.4 %
rent / purchase price
⚡ Avg. energy rating
C
✅ 3.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

La Garnache — Score 47/100.

Why this score? This score is penalized mainly by a high purchase price for the area (27/100) and a limited quality of life (29/100).
47
💰 Yield32
🌳 Quality of life29
📊 Dynamism59
💸 Affordability27
🛡️ Safety52
⚡ Energy rating92
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · La Garnache

🏢 Apt. /m²
1 481 €
🏡 House /m²
2 475 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
La Roche-sur-Yon2 500 €2 444 €83154 849
Les Sables-d'Olonne4 964 €4 050 €117249 603
Challans2 549 €2 660 €34922 943
Montaigu-Vendée3 190 €2 368 €23921 134
Les Herbiers5 769 €2 339 €21216 521
Fontenay-le-Comte2 833 €1 681 €28514 059

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.54 €/m²
monthly
💰 Gross yield
9.4 %
⏳ Payback period
10.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
90.2 %
🏖️ Secondary homes
2.6 %
🚪 Vacant homes
7.2 %
🏢 Apartments
2.2 %
97.5 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.870 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.360 %
🏘️ Housing tax
27.310 %
Secondary homes
🌾 Land tax (unbuilt) REI
9.32 %
🏢 CFE
24.53 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
5 515
2023
📐 Area
60.52 km²
91 inh/km²
💶 Median income
22 810 €
📊 Median age
43.3 yrs
32.5% under 30
💼 Activity rate
80.7 %
ages 15-64
📉 Unemployment rate
6.6 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
8.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
1 110
SIRENE database 2026
✨ 2024 creations
116
+20.8% vs 2023
📊 2023 creations
96
💼 Economic density
201
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Challans
À 6.95 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Challans
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Challans-Gois Communauté
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
6
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
105
📋 Commerce
23
📋 Enseignement
6
🏥 Sante
26
🚆 Transport
1
⚽ Sport
28
🎭 Culture
1

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires305.40 ‰7.2 ‰-25 % vs moy.
Vols dans les véhicules224.00 ‰5.2 ‰-23 % vs moy.
Escroqueries et fraudes aux moyens de paiement224.00 ‰6.3 ‰-37 % vs moy.
Cambriolages de logement145.50 ‰7.5 ‰-27 % vs moy.
Vols de véhicule142.50 ‰2.4 ‰Dans la moyenne
Violences physiques intrafamiliales132.40 ‰4.2 ‰-43 % vs moy.
Vols sans violence contre des personnes101.80 ‰7.3 ‰-75 % vs moy.
Violences sexuelles81.50 ‰2.4 ‰-38 % vs moy.

⚡ Energy performance

33 DPE · ADEME

📊 Energy rating distribution
A
3.0 %
B
0.0 %
C
69.7 %
69.7 %
D
21.2 %
21.2 %
E
3.0 %
F
3.0 %
G
0.0 %

3.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 4 protected monuments

BuildingEra
menhirNéolithique
manoir4e quart 17e siècle
tumulus
château15e siècle

⚠️ Natural and technological risks

Géorisques API · 9 risks identified

Transport de marchandises dangereuses
Mouvement de terrain
Neige et pluies verglaçantes
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Tassements différentiels
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 959 analyses · SAUR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 959

⚡ EV charging stations

IRVE

🔌 Stations
3
⚡ Charge points
5
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Froidfond 5.1 km 47/100 2 208
Challans 7.2 km 59/100 22 943
Paulx 7.8 km 51/100 2 054
Bois-de-Céné 8.3 km 58/100 2 256
Châteauneuf 8.2 km 43/100 1 140
Machecoul-Saint-Même 12.3 km 41/100 7 689
Saint-Étienne-de-Mer-Morte 9.7 km 32/100 1 782
Saint-Christophe-du-Ligneron 11.1 km 45/100 2 727

❓ Frequently asked questions about La Garnache

What is the price per m² in La Garnache?

The median price per m² in La Garnache is 1 481 €.

What is the rental yield in La Garnache?

The gross rental yield in La Garnache is 9.4%.

Is La Garnache a good real estate investment?

La Garnache has a ScorCity score of 47/100, making it a moderate investment.

What is the average energy rating in La Garnache?

The most common energy rating class in La Garnache is C.

What are the natural risks in La Garnache?

9 risks are identified in La Garnache: Transport de marchandises dangereuses, Mouvement de terrain, Neige et pluies verglaçantes.