Wikimedia Commons CC BY-SA
Gannay-sur-Loire
Rural municipality · 03230 · Auvergne-Rhône-Alpes
👥 Population
384
2023 · INSEE
🏠 Median price /m²
500 €
📈 -72% since 2015
💰 Gross yield
19.0 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Gannay-sur-Loire — Score 68/100.
68
💰 Yield90
🌳 Quality of life74
📊 Dynamism51
💸 Affordability93
🛡️ Safety14
⚡ Energy rating74
🏠 Property prices
DVF · 2 Transactions · Gannay-sur-Loire
🏢 Apt. /m²
500 €
🏡 House /m²
784 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.93 €/m²
monthly
💰 Gross yield
19.0 %
⏳ Payback period
5.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
74.3 %
🏖️ Secondary homes
9.7 %
🚪 Vacant homes
15.9 %
🏢 Apartments
3.1 %
96.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
3
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.320 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
65.820 %
🏘️ Housing tax
22.100 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.020 %
🌾 Land tax (unbuilt) REI
2.46 %
🏢 CFE
28.29 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
384
2023
📐 Area
32.18 km²
12 inh/km²
💶 Median income
20 720 €
📊 Median age
50.2 yrs
27.9% under 30
💼 Activity rate
76.1 %
ages 15-64
📉 Unemployment rate
3.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
108
SIRENE database 2026
✨ 2024 creations
4
-60.0% vs 2023
📊 2023 creations
10
💼 Economic density
281
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Cercy-la-Tour
À 15.66 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
10
📋 Commerce
4
📋 Enseignement
1
⚽ Sport
5
🎭 Culture
2
⚡ Energy performance
4 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
25.0 %
25.0 %
D
75.0 %
75.0 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| site archéologique | — |
| maison | 2e moitié 17e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 3 893 analyses · SIVOM SOLOGNE BOURBONNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
3 893
🎯 Municipalities with a similar score
Same region, score close to
Roanne
42300
68/100
35 409 Inhabitants
Romans-sur-Isère
26100
68/100
33 464 Inhabitants
Cournon-d'Auvergne
63800
68/100
19 951 Inhabitants
Pélussin
42410
68/100
3 727 Inhabitants
Montboucher-sur-Jabron
26740
68/100
2 592 Inhabitants
Joze
63350
68/100
1 183 Inhabitants
Le Broc
63500
68/100
623 Inhabitants
Longessaigne
69770
68/100
589 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Charrin | 8.7 km | 48/100 | 605 |
| Cossaye | 7.3 km | 50/100 | 652 |
| Lucenay-lès-Aix | 8.1 km | 37/100 | 936 |
| Chevagnes | 12.6 km | 59/100 | 630 |
| Cronat | 8.8 km | 49/100 | 506 |
| Garnat-sur-Engièvre | 11.4 km | 61/100 | 653 |
| Cercy-la-Tour | 14.8 km | 55/100 | 1 653 |
| Champvert | 15.4 km | 49/100 | 741 |
❓ Frequently asked questions about Gannay-sur-Loire
What is the price per m² in Gannay-sur-Loire? ▶
The median price per m² in Gannay-sur-Loire is 500 €.
What is the rental yield in Gannay-sur-Loire? ▶
The gross rental yield in Gannay-sur-Loire is 19.0%.
Is Gannay-sur-Loire a good real estate investment? ▶
Gannay-sur-Loire has a ScorCity score of 68/100, making it an interesting investment.
What is the average energy rating in Gannay-sur-Loire? ▶
The most common energy rating class in Gannay-sur-Loire is D.
What are the natural risks in Gannay-sur-Loire? ▶
4 risks are identified in Gannay-sur-Loire: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Inondation.