View of Espalion, 12 — real-estate investment analysis Wikimedia Commons CC BY-SA

Espalion

Small town · 12500 · Occitanie

👥 Population
4 605
2023 · INSEE
🏠 Median price /m²
1 783 €
📈 31% since 2015
💰 Gross yield
5.9 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 23.2 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Espalion — Score 47/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (29/100) and a weak rental yield (37/100).
47
💰 Yield37
🌳 Quality of life56
📊 Dynamism61
💸 Affordability52
🛡️ Safety53
⚡ Energy rating29
🧮 Simulate your rental yield

🏠 Property prices

DVF · 59 Transactions · Espalion

🏢 Apt. /m²
1 783 €
🏡 House /m²
1 543 €
📋 Transactions
59
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Rodez2 222 €2 192 €55023 981
Millau1 997 €2 534 €43922 044
Onet-le-Château2 444 €2 153 €16312 080
Villefranche-de-Rouergue1 758 €1 370 €27411 271
Saint-Affrique1 275 €1 712 €1357 941
Luc-la-Primaube2 532 €2 108 €666 046

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.78 €/m²
monthly
💰 Gross yield
5.9 %
⏳ Payback period
16.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
70.5 %
🏖️ Secondary homes
19.9 %
🚪 Vacant homes
9.6 %
🏢 Apartments
46.2 %
53.6 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
64
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.780 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
122.970 %
🏘️ Housing tax
20.470 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.450 %
🌾 Land tax (unbuilt) REI
71.85 %
🏢 CFE
29.00 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
4 605
2023
📐 Area
36.73 km²
125 inh/km²
💶 Median income
21 900 €
📊 Median age
52.5 yrs
25.3% under 30
💼 Activity rate
77.0 %
ages 15-64
📉 Unemployment rate
6.5 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
11.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
1 350
SIRENE database 2026
✨ 2024 creations
84
+9.1% vs 2023
📊 2023 creations
77
💼 Economic density
293
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Rodez
À 22.61 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Espalion
Main hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Comtal Lot et Truyère
EPCI
📍 Rail access
Average
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
2
🎓 High schools
1
🏆 Baccalaureate results
High schoolTypePass rateHonorsV.A.
LYCEE IMMACULEE CONCEPTIONprivé sous contrat100.0 %+3.0
🎯 Brevet exam (2021)Brevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
94.3 %
Average pass rate · 2 middle schools

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE LOUIS DENAYROUZEpublic106.5
COLLEGE PRIVE IMMACULEE CONCEPTIONprivé sous contrat104.7

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
2
💊 Pharmacies
2
🔬 Laboratories
1
🏥 Établissements de santé
16
Source FINESS
🚑 Hôpitaux / cliniques
1
👵 EHPAD
1
💊 Pharmacies
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
139
📋 Commerce
59
📋 Enseignement
7
🏥 Sante
78
🚆 Transport
2
⚽ Sport
26
🎭 Culture
5

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Centre communal d'action sociale (CCAS) - Espalion

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Usage de stupéfiants357.60 ‰8.4 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement255.40 ‰6.3 ‰Dans la moyenne
Violences physiques intrafamiliales173.70 ‰4.2 ‰Dans la moyenne
Vols sans violence contre des personnes163.50 ‰7.3 ‰-52 % vs moy.
Destructions et dégradations volontaires102.20 ‰7.2 ‰-69 % vs moy.
Usage de stupéfiants (AFD)61.30 ‰7.5 ‰-83 % vs moy.

⚡ Energy performance

125 DPE · ADEME

📊 Energy rating distribution
A
7.2 %
B
0.0 %
C
8.8 %
8.8 %
D
26.4 %
26.4 %
E
34.4 %
34.4 %
F
17.6 %
17.6 %
G
5.6 %

23.2 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 7 protected monuments

BuildingEra
pont1ère moitié 13e siècle
église2e moitié 15e siècle;1ère moitié 16e siècle;4e qua
château15e siècle
chapelle11e siècle
château11e siècle;12e siècle;15e siècle
enceinte;village14e siècle;15e siècle
palais de justice16e siècle

⚠️ Natural and technological risks

Géorisques API · 8 risks identified

Transport de marchandises dangereuses
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Radon
Rupture de barrage
Tassements différentiels
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 477 analyses · SUEZ EAU FRANCE SAS

⚗️ Physicochemistry
✅ Compliant
📋 analyses
477

⚡ EV charging stations

IRVE

🔌 Stations
5
⚡ Charge points
13
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Côme-d'Olt 4.8 km 30/100 1 449
Bozouls 6.5 km 67/100 3 001
Gabriac 7.1 km 47/100 561
Estaing 9.1 km 40/100 502
Sébrazac 8.5 km 45/100 538
Montpeyroux 12.7 km 61/100 518
Le Nayrac 11.4 km 36/100 555
Castelnau-de-Mandailles 10.3 km 54/100 565

❓ Frequently asked questions about Espalion

What is the price per m² in Espalion?

The median price per m² in Espalion is 1 783 €.

What is the rental yield in Espalion?

The gross rental yield in Espalion is 5.9%.

Is Espalion a good real estate investment?

Espalion has a ScorCity score of 47/100, making it a moderate investment.

What is the average energy rating in Espalion?

The most common energy rating class in Espalion is E.

What are the natural risks in Espalion?

8 risks are identified in Espalion: Transport de marchandises dangereuses, Mouvement de terrain, Par une crue torrentielle ou à montée rapide de cours d'eau.