View of Bannay, 18 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bannay

Rural municipality · 18300 · Centre-Val de Loire

👥 Population
845
2023 · INSEE
🏠 Median price /m²
990 €
📈 -32% since 2015
💰 Gross yield
9.8 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 22.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Bannay — Score 62/100.

62
💰 Yield81
🌳 Quality of life64
📊 Dynamism52
💸 Affordability87
🛡️ Safety14
⚡ Energy rating60
🧮 Simulate your rental yield

🏠 Property prices

DVF · 17 Transactions · Bannay

🏡 House /m²
990 €
📋 Transactions
17
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Bourges1 716 €1 786 €118664 186
Vierzon1 245 €1 054 €58225 068
Saint-Amand-Montrond1 667 €1 122 €2509 899
Saint-Doulchard1 583 €1 762 €1419 647
Saint-Florent-sur-Cher1 250 €1 316 €1006 463
Mehun-sur-Yèvre1 020 €1 485 €1296 380

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.08 €/m²
monthly
💰 Gross yield
9.8 %
⏳ Payback period
10.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
76.6 %
🏖️ Secondary homes
10.6 %
🚪 Vacant homes
12.7 %
🏢 Apartments
2.2 %
96.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
38.480 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
80.890 %
🏘️ Housing tax
27.650 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
16.000 %
🌾 Land tax (unbuilt) REI
0.52 %
🏢 CFE
27.27 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
845
2023
📐 Area
25.51 km²
33 inh/km²
💶 Median income
22 810 €
📊 Median age
47.6 yrs
27.4% under 30
💼 Activity rate
76.1 %
ages 15-64
📉 Unemployment rate
6.5 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
123
SIRENE database 2026
✨ 2024 creations
17
+70.0% vs 2023
📊 2023 creations
10
💼 Economic density
146
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Tracy - Sancerre
À 4.90 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Cosne-Cours-sur-Loire
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Pays Fort Sancerrois Val de Loire
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
17
📋 Enseignement
1
🏥 Sante
1
⚽ Sport
7
🎭 Culture
2

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Bannay

⚡ Energy performance

109 DPE · ADEME

📊 Energy rating distribution
A
11.9 %
11.9 %
B
5.5 %
C
10.1 %
10.1 %
D
18.3 %
18.3 %
E
32.1 %
32.1 %
F
15.6 %
15.6 %
G
6.4 %

22.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Mouvement de terrain
Phénomène lié à l'atmosphère
Rupture de barrage
Transport de marchandises dangereuses

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 206 analyses · S.A.U.R. 45

⚗️ Physicochemistry
✅ Compliant
📋 analyses
206

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Satur 3.9 km 51/100 1 408
Boulleret 5.5 km 61/100 1 397
Tracy-sur-Loire 6.1 km 56/100 975
Cosne-Cours-sur-Loire 6.1 km 58/100 9 733
Sancerre 7.6 km 35/100 1 269
Sury-en-Vaux 6.1 km 66/100 680
Léré 9.2 km 37/100 1 110
Myennes 9.6 km 55/100 535

❓ Frequently asked questions about Bannay

What is the price per m² in Bannay?

The median price per m² in Bannay is 990 €.

What is the rental yield in Bannay?

The gross rental yield in Bannay is 9.8%.

Is Bannay a good real estate investment?

Bannay has a ScorCity score of 62/100, making it an interesting investment.

What is the average energy rating in Bannay?

The most common energy rating class in Bannay is E.

What are the natural risks in Bannay?

4 risks are identified in Bannay: Mouvement de terrain, Phénomène lié à l'atmosphère, Rupture de barrage.