View of Bagneux, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Bagneux

Rural municipality · 03460 · Auvergne-Rhône-Alpes

👥 Population
329
2023 · INSEE
🏠 Median price /m²
1 424 €
📈 32% since 2015
💰 Gross yield
7.0 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Bagneux — Score 24/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (5/100) and improvable safety statistics (14/100).
24
💰 Yield16
🌳 Quality of life31
📊 Dynamism50
💸 Affordability34
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Bagneux

🏢 Apt. /m²
1 424 €
🏡 House /m²
2 266 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.36 €/m²
monthly
💰 Gross yield
7.0 %
⏳ Payback period
14.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
89.1 %
🏖️ Secondary homes
4.8 %
🚪 Vacant homes
6.2 %
🏢 Apartments
0.7 %
98.6 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.010 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
59.460 %
🏘️ Housing tax
22.380 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.030 %
🌾 Land tax (unbuilt) REI
19.20 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
329
2023
📐 Area
25.45 km²
13 inh/km²
💶 Median income
22 900 €
📊 Median age
40.4 yrs
36.5% under 30
💼 Activity rate
79.0 %
ages 15-64
📉 Unemployment rate
9.6 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
42
SIRENE database 2026
✨ 2024 creations
1
-66.7% vs 2023
📊 2023 creations
3
💼 Economic density
128
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Villeneuve-sur-Allier
À 3.30 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
⚽ Sport
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
100.0 %
100.0 %
G
0.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église12e siècle;16e siècle

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Par une crue à débordement lent de cours d'eau
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 10 945 analyses · SIVOM NORD-ALLIER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
10 945

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Villeneuve-sur-Allier 4.4 km 47/100 1 024
Saint-Menoux 8.5 km 64/100 1 116
Coulandon 10.5 km 49/100 645
Chantenay-Saint-Imbert 10.6 km 37/100 1 073
Neuvy 10.0 km 49/100 1 475
Trévol 8.3 km 49/100 1 643
Avermes 10.1 km 45/100 4 074
Souvigny 14.0 km 37/100 1 698

❓ Frequently asked questions about Bagneux

What is the price per m² in Bagneux?

The median price per m² in Bagneux is 1 424 €.

What is the rental yield in Bagneux?

The gross rental yield in Bagneux is 7.0%.

Is Bagneux a good real estate investment?

Bagneux has a ScorCity score of 24/100, making it a risky investment.

What is the average energy rating in Bagneux?

The most common energy rating class in Bagneux is F.

What are the natural risks in Bagneux?

3 risks are identified in Bagneux: Par une crue à débordement lent de cours d'eau, Inondation, Séisme.