View of Avermes, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Avermes

Small town · 03000 · Auvergne-Rhône-Alpes

👥 Population
4 074
2023 · INSEE
🏠 Median price /m²
2 074 €
📈 41% since 2015
💰 Gross yield
4.8 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 16.6 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Avermes — Score 45/100.

Why this score? This score is penalized mainly by a weak rental yield (21/100) and a high purchase price for the area (40/100).
45
💰 Yield21
🌳 Quality of life59
📊 Dynamism54
💸 Affordability40
🛡️ Safety52
⚡ Energy rating60
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Avermes

🏢 Apt. /m²
2 074 €
🏡 House /m²
1 771 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.36 €/m²
monthly
💰 Gross yield
4.8 %
⏳ Payback period
20.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
93.5 %
🏖️ Secondary homes
1.4 %
🚪 Vacant homes
5.2 %
🏢 Apartments
20.2 %
76.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
566
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.560 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.500 %
🏘️ Housing tax
28.140 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.580 %
🌾 Land tax (unbuilt) REI
35.24 %
🏢 CFE
28.29 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
4 074
2023
📐 Area
15.61 km²
261 inh/km²
💶 Median income
23 560 €
📊 Median age
49.0 yrs
28.2% under 30
💼 Activity rate
73.6 %
ages 15-64
📉 Unemployment rate
8.8 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
10.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
721
SIRENE database 2026
✨ 2024 creations
58
+16.0% vs 2023
📊 2023 creations
50
💼 Economic density
177
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Moulins sur Allier
À 4.23 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Good
Station distance

🎓 Education

National Education API

📚 Schools
2
🏫 Middle schools
🎓 High schools

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
2
🏥 Établissements de santé
6
Source FINESS
💊 Pharmacies
2

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
77
📋 Commerce
39
📋 Enseignement
5
🏥 Sante
22
🚆 Transport
4
⚽ Sport
13
🎭 Culture
3

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires256.10 ‰7.2 ‰Dans la moyenne
Escroqueries et fraudes aux moyens de paiement235.60 ‰6.3 ‰Dans la moyenne
Cambriolages de logement157.00 ‰7.5 ‰Dans la moyenne
Vols sans violence contre des personnes143.40 ‰7.3 ‰-53 % vs moy.
Vols d'accessoires sur véhicules122.90 ‰3.7 ‰-22 % vs moy.
Usage de stupéfiants92.20 ‰8.4 ‰-74 % vs moy.

⚡ Energy performance

174 DPE · ADEME

📊 Energy rating distribution
A
2.3 %
B
9.8 %
9.8 %
C
9.8 %
9.8 %
D
28.7 %
28.7 %
E
32.8 %
32.8 %
F
10.9 %
10.9 %
G
5.7 %

16.6 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
château15e siècle;16e siècle
église paroissiale19e siècle

⚠️ Natural and technological risks

Géorisques API · 4 risks identified

Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 029 analyses · SIAEP RIVE DROITE ALLIER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 029

⚡ EV charging stations

IRVE

🔌 Stations
103
⚡ Charge points
169
🚀 Incl. fast charging
14

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Moulins 4.2 km 58/100 19 206
Trévol 4.5 km 49/100 1 643
Neuvy 4.2 km 49/100 1 475
Bressolles 7.7 km 45/100 1 143
Yzeure 6.2 km 70/100 12 897
Coulandon 7.3 km 49/100 645
Gennetines 7.8 km 35/100 615
Villeneuve-sur-Allier 10.2 km 47/100 1 024

❓ Frequently asked questions about Avermes

What is the price per m² in Avermes?

The median price per m² in Avermes is 2 074 €.

What is the rental yield in Avermes?

The gross rental yield in Avermes is 4.8%.

Is Avermes a good real estate investment?

Avermes has a ScorCity score of 45/100, making it a moderate investment.

What is the average energy rating in Avermes?

The most common energy rating class in Avermes is E.

What are the natural risks in Avermes?

4 risks are identified in Avermes: Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses, Inondation.