View of Sainte-Montaine, 18 — real-estate investment analysis Wikimedia Commons CC BY-SA

Sainte-Montaine

Rural municipality · 18700 · Centre-Val de Loire

👥 Population
166
2023 · INSEE
🏠 Median price /m²
1 346 €
📈 121% since 2015
💰 Gross yield
7.1 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Sainte-Montaine — Score 38/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (10/100) and improvable safety statistics (14/100).
38
💰 Yield27
🌳 Quality of life84
📊 Dynamism50
💸 Affordability51
🛡️ Safety14
⚡ Energy rating10
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Sainte-Montaine

🏢 Apt. /m²
1 346 €
🏡 House /m²
1 800 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Bourges1 716 €1 786 €118664 186
Vierzon1 245 €1 054 €58225 068
Saint-Amand-Montrond1 667 €1 122 €2509 899
Saint-Doulchard1 583 €1 762 €1419 647
Saint-Florent-sur-Cher1 250 €1 316 €1006 463
Mehun-sur-Yèvre1 020 €1 485 €1296 380

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.91 €/m²
monthly
💰 Gross yield
7.1 %
⏳ Payback period
14.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
40.8 %
🏖️ Secondary homes
48.5 %
Highly touristic market
🚪 Vacant homes
10.7 %
🏢 Apartments
4.2 %
73.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
4
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.590 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
83.340 %
🏘️ Housing tax
25.170 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.420 %
🌾 Land tax (unbuilt) REI
43.62 %
🏢 CFE
3.96 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
166
2023
📐 Area
53.59 km²
3 inh/km²
💶 Median income
22 310 €
📊 Median age
59.1 yrs
18.5% under 30
💼 Activity rate
72.3 %
ages 15-64
📉 Unemployment rate
21.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
57
SIRENE database 2026
✨ 2024 creations
4
+33.3% vs 2023
📊 2023 creations
3
💼 Economic density
343
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Nouan-le-Fuzelier
À 22.19 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Aubigny-sur-Nère
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Sauldre et Sologne
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
🚆 Transport
1
⚽ Sport
4
🎭 Culture
2

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
50.0 %
50.0 %
F
0.0 %
G
50.0 %
50.0 %

50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 5 628 analyses · VEOLIA SECTEUR SOLOGNE

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
5 628

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Clémont 7.5 km 63/100 687
Aubigny-sur-Nère 7.5 km 32/100 5 451
Argent-sur-Sauldre 9.9 km 33/100 2 023
Brinon-sur-Sauldre 10.4 km 36/100 971
Cerdon 14.4 km 48/100 880
Souesmes 13.1 km 54/100 999
Isdes 18.4 km 53/100 524
Villemurlin 19.5 km 48/100 536

❓ Frequently asked questions about Sainte-Montaine

What is the price per m² in Sainte-Montaine?

The median price per m² in Sainte-Montaine is 1 346 €.

What is the rental yield in Sainte-Montaine?

The gross rental yield in Sainte-Montaine is 7.1%.

Is Sainte-Montaine a good real estate investment?

Sainte-Montaine has a ScorCity score of 38/100, making it a risky investment.

What is the average energy rating in Sainte-Montaine?

The most common energy rating class in Sainte-Montaine is E.

What are the natural risks in Sainte-Montaine?

3 risks are identified in Sainte-Montaine: Feu de forêt, Mouvement de terrain, Phénomène lié à l'atmosphère.