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Sainte-Gemme
Rural municipality · 36500 · Centre-Val de Loire
👥 Population
262
2023 · INSEE
🏠 Median price /m²
1 474 €
📈 50% since 2015
💰 Gross yield
5.9 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Sainte-Gemme — Score 44/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (38/100).
44
💰 Yield38
🌳 Quality of life49
📊 Dynamism50
💸 Affordability67
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 4 Transactions · Sainte-Gemme
🏡 House /m²
1 474 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Châteauroux | 1 433 € | 1 458 € | 671 | 42 963 |
| Issoudun | 1 642 € | 1 028 € | 178 | 11 159 |
| Déols | 1 448 € | 1 389 € | 95 | 7 600 |
| Le Blanc | 1 290 € | 894 € | 128 | 6 164 |
| Le Poinçonnet | — € | 1 798 € | 83 | 5 855 |
| Argenton-sur-Creuse | 2 762 € | 1 132 € | 116 | 4 786 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.28 €/m²
monthly
💰 Gross yield
5.9 %
⏳ Payback period
16.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
63.6 %
🏖️ Secondary homes
20.5 %
🚪 Vacant homes
15.9 %
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.220 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
92.690 %
🏘️ Housing tax
27.280 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.680 %
🌾 Land tax (unbuilt) REI
39.60 %
🏢 CFE
23.66 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
262
2023
📐 Area
34.44 km²
8 inh/km²
💶 Median income
21 570 €
📊 Median age
52.8 yrs
23.7% under 30
💼 Activity rate
68.3 %
ages 15-64
📉 Unemployment rate
17.6 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
68
SIRENE database 2026
✨ 2024 creations
7
+0.0% vs 2023
📊 2023 creations
7
💼 Economic density
260
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Luant
À 23.88 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Châteauroux
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Coeur de Brenne
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
3
⚽ Sport
3
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Radon
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 292 analyses · SYNDICAT EAU POTABLE ASSAINISSEMENT DE LA BRENNE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
292
🎯 Municipalities with a similar score
Same region, score close to
Ballan-Miré
37510
44/100
8 477 Inhabitants
Veigné
37250
44/100
6 865 Inhabitants
Maintenon
28130
44/100
4 494 Inhabitants
Morancez
28630
44/100
1 935 Inhabitants
Barjouville
28630
44/100
1 742 Inhabitants
Tauxigny-Saint-Bauld
37310
44/100
1 688 Inhabitants
Pontlevoy
41400
44/100
1 556 Inhabitants
Pont-de-Ruan
37260
44/100
1 214 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Genou | 6.3 km | 49/100 | 911 |
| Vendœuvres | 8.2 km | 45/100 | 1 086 |
| Mézières-en-Brenne | 8.1 km | 52/100 | 941 |
| Buzançais | 7.3 km | 69/100 | 4 356 |
| Palluau-sur-Indre | 10.4 km | 64/100 | 785 |
| Clion | 12.1 km | 56/100 | 1 015 |
| Argy | 13.5 km | 62/100 | 559 |
| Pellevoisin | 15.9 km | 18/100 | 792 |
❓ Frequently asked questions about Sainte-Gemme
What is the price per m² in Sainte-Gemme? ▶
The median price per m² in Sainte-Gemme is 1 474 €.
What is the rental yield in Sainte-Gemme? ▶
The gross rental yield in Sainte-Gemme is 5.9%.
Is Sainte-Gemme a good real estate investment? ▶
Sainte-Gemme has a ScorCity score of 44/100, making it a moderate investment.
What are the natural risks in Sainte-Gemme? ▶
2 risks are identified in Sainte-Gemme: Radon, Séisme.