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Saint-Phal
Rural municipality · 10130 · Grand Est
👥 Population
521
2023 · INSEE
🏠 Median price /m²
7 000 €
📈 453% since 2015
💰 Gross yield
1.5 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 37.5 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Phal — Score 43/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and an energy-inefficient housing stock (19/100).
43
💰 Yield52
🌳 Quality of life55
📊 Dynamism51
💸 Affordability63
🛡️ Safety14
⚡ Energy rating19
🏠 Property prices
DVF · 4 Transactions · Saint-Phal
🏢 Apt. /m²
7 000 €
🏡 House /m²
1 552 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Troyes | 1 940 € | 1 902 € | 1404 | 62 088 |
| Romilly-sur-Seine | 2 783 € | 1 259 € | 212 | 14 959 |
| Saint-André-les-Vergers | 1 533 € | 1 990 € | 189 | 12 806 |
| La Chapelle-Saint-Luc | 1 194 € | 2 179 € | 90 | 12 648 |
| Sainte-Savine | 2 114 € | 2 212 € | 197 | 10 289 |
| Saint-Julien-les-Villas | 1 407 € | 1 971 € | 76 | 6 760 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.75 €/m²
monthly
💰 Gross yield
1.5 %
⏳ Payback period
66.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
85.6 %
🏖️ Secondary homes
5.8 %
🚪 Vacant homes
8.6 %
🏢 Apartments
2.3 %
97.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
27
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
35.940 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
48.700 %
🏘️ Housing tax
24.910 %
Secondary homes
🌾 Land tax (unbuilt) REI
5.90 %
🏢 CFE
15.20 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
521
2023
📐 Area
33.32 km²
16 inh/km²
💶 Median income
22 290 €
📊 Median age
44.4 yrs
30.5% under 30
💼 Activity rate
80.2 %
ages 15-64
📉 Unemployment rate
11.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
104
SIRENE database 2026
✨ 2024 creations
8
-11.1% vs 2023
📊 2023 creations
9
💼 Economic density
200
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Troyes
À 21.51 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Troyes
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Chaourçois et du Val d'Armance
EPCI
📍 Rail access
Average
Station distance
🎓 Education
National Education API
📚 Schools
1
🏫 Middle schools
—
🎓 High schools
—
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
10
📋 Commerce
2
📋 Enseignement
1
⚽ Sport
1
⚡ Energy performance
8 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
12.5 %
12.5 %
C
0.0 %
D
12.5 %
12.5 %
E
37.5 %
37.5 %
F
25.0 %
25.0 %
G
12.5 %
12.5 %
37.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 4e quart 15e siècle;1er quart 16e siècle;17e siècl |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 8 020 analyses · REGIE DU S.D.D.E.A.
🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
8 020
🎯 Municipalities with a similar score
Same region, score close to
Granges-Aumontzey
88640
43/100
2 529 Inhabitants
Lay-Saint-Christophe
54690
43/100
2 355 Inhabitants
Saulnes
54650
43/100
2 259 Inhabitants
Houdemont
54180
43/100
2 066 Inhabitants
Sault-lès-Rethel
08300
43/100
1 900 Inhabitants
Sainte-Maure
10150
43/100
1 801 Inhabitants
Flavigny-sur-Moselle
54630
43/100
1 661 Inhabitants
Belleville
54940
43/100
1 512 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Auxon | 4.9 km | 50/100 | 886 |
| Bouilly | 8.8 km | 54/100 | 1 073 |
| Ervy-le-Châtel | 8.3 km | 30/100 | 1 099 |
| Chessy-les-Prés | 11.5 km | 57/100 | 534 |
| Laines-aux-Bois | 13.0 km | 35/100 | 528 |
| Vauchassis | 12.0 km | 45/100 | 502 |
| Saint-Pouange | 13.5 km | 54/100 | 1 010 |
| Saint-Germain | 16.0 km | 51/100 | 2 437 |
❓ Frequently asked questions about Saint-Phal
What is the price per m² in Saint-Phal? ▶
The median price per m² in Saint-Phal is 7 000 €.
What is the rental yield in Saint-Phal? ▶
The gross rental yield in Saint-Phal is 1.5%.
Is Saint-Phal a good real estate investment? ▶
Saint-Phal has a ScorCity score of 43/100, making it a moderate investment.
What is the average energy rating in Saint-Phal? ▶
The most common energy rating class in Saint-Phal is E.
What are the natural risks in Saint-Phal? ▶
4 risks are identified in Saint-Phal: Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines), Mouvement de terrain, Tassements différentiels.