View of Saint-Germain, 10 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Germain

Small town · 10120 · Grand Est

👥 Population
2 437
2023 · INSEE
🏠 Median price /m²
3 922 €
📈 90% since 2015
💰 Gross yield
2.5 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Germain — Score 51/100.

51
💰 Yield20
🌳 Quality of life54
📊 Dynamism52
💸 Affordability41
🛡️ Safety86
⚡ Energy rating72
🧮 Simulate your rental yield

🏠 Property prices

DVF · 15 Transactions · Saint-Germain

🏢 Apt. /m²
3 922 €
🏡 House /m²
2 038 €
📋 Transactions
15
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Troyes1 940 €1 902 €140462 088
Romilly-sur-Seine2 783 €1 259 €21214 959
Saint-André-les-Vergers1 533 €1 990 €18912 806
La Chapelle-Saint-Luc1 194 €2 179 €9012 648
Sainte-Savine2 114 €2 212 €19710 289
Saint-Julien-les-Villas1 407 €1 971 €766 760

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.16 €/m²
monthly
💰 Gross yield
2.5 %
⏳ Payback period
40.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
94.6 %
🏖️ Secondary homes
0.6 %
🚪 Vacant homes
4.8 %
🏢 Apartments
8.8 %
91.2 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
B2
Low tension
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
152
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
57.130 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
54.730 %
🏘️ Housing tax
31.560 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.950 %
🌾 Land tax (unbuilt) REI
22.28 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
2 437
2023
📐 Area
13.87 km²
176 inh/km²
💶 Median income
23 480 €
📊 Median age
45.7 yrs
32.2% under 30
💼 Activity rate
74.0 %
ages 15-64
📉 Unemployment rate
10.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
427
SIRENE database 2026
✨ 2024 creations
37
-19.6% vs 2023
📊 2023 creations
46
💼 Economic density
175
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Troyes
À 6.52 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Troyes
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Troyes Champagne Métropole
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
3
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
38
📋 Commerce
12
📋 Enseignement
1
🏥 Sante
11
🚆 Transport
1
⚽ Sport
5

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Cambriolages de logement1614.90 ‰7.5 ‰+99 % vs moy.
Escroqueries et fraudes aux moyens de paiement83.30 ‰6.3 ‰-48 % vs moy.
Violences physiques intrafamiliales52.10 ‰4.2 ‰-50 % vs moy.

⚡ Energy performance

27 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
14.8 %
14.8 %
C
7.4 %
D
51.9 %
51.9 %
E
25.9 %
25.9 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Mouvement de terrain
Tassements différentiels
Transport de marchandises dangereuses

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 4 176 analyses · REGIE DU S.D.D.E.A.

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 176

⚡ EV charging stations

IRVE

🔌 Stations
12
⚡ Charge points
72
🚀 Incl. fast charging
8

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
La Rivière-de-Corps 3.0 km 53/100 3 692
Laines-aux-Bois 3.5 km 35/100 528
Torvilliers 3.8 km 38/100 1 028
Saint-Pouange 4.0 km 54/100 1 010
Saint-André-les-Vergers 4.0 km 74/100 12 806
Sainte-Savine 5.3 km 49/100 10 289
Rosières-près-Troyes 4.5 km 50/100 4 840
Les Noës-près-Troyes 6.2 km 45/100 3 261

❓ Frequently asked questions about Saint-Germain

What is the price per m² in Saint-Germain?

The median price per m² in Saint-Germain is 3 922 €.

What is the rental yield in Saint-Germain?

The gross rental yield in Saint-Germain is 2.5%.

Is Saint-Germain a good real estate investment?

Saint-Germain has a ScorCity score of 51/100, making it a moderate investment.

What is the average energy rating in Saint-Germain?

The most common energy rating class in Saint-Germain is D.

What are the natural risks in Saint-Germain?

3 risks are identified in Saint-Germain: Mouvement de terrain, Tassements différentiels, Transport de marchandises dangereuses.