View of Payns, 10 — real-estate investment analysis Wikimedia Commons CC BY-SA

Payns

Rural municipality · 10600 · Grand Est

👥 Population
1 394
2023 · INSEE
🏠 Median price /m²
1 110 €
📈 -37% since 2015
💰 Gross yield
12.9 %
rent / purchase price
⚡ Avg. energy rating
B
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Payns — Score 57/100.

57
💰 Yield71
🌳 Quality of life54
📊 Dynamism51
💸 Affordability55
🛡️ Safety7
⚡ Energy rating93
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Payns

🏢 Apt. /m²
1 110 €
🏡 House /m²
1 730 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Troyes1 940 €1 902 €140462 088
Romilly-sur-Seine2 783 €1 259 €21214 959
Saint-André-les-Vergers1 533 €1 990 €18912 806
La Chapelle-Saint-Luc1 194 €2 179 €9012 648
Sainte-Savine2 114 €2 212 €19710 289
Saint-Julien-les-Villas1 407 €1 971 €766 760

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.96 €/m²
monthly
💰 Gross yield
12.9 %
⏳ Payback period
7.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
94.5 %
🏖️ Secondary homes
0.7 %
🚪 Vacant homes
4.8 %
🏢 Apartments
2.3 %
97.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
42.260 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
43.200 %
🏘️ Housing tax
25.200 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.950 %
🌾 Land tax (unbuilt) REI
0.92 %
🏢 CFE
25.83 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 394
2023
📐 Area
17.14 km²
81 inh/km²
💶 Median income
24 410 €
📊 Median age
40.1 yrs
34.1% under 30
💼 Activity rate
78.1 %
ages 15-64
📉 Unemployment rate
7.1 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
249
SIRENE database 2026
✨ 2024 creations
19
+5.6% vs 2023
📊 2023 creations
18
💼 Economic density
179
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Troyes
À 11.55 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Troyes
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Troyes Champagne Métropole
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
17
📋 Commerce
2
📋 Enseignement
1
🏥 Sante
5
⚽ Sport
11
🎭 Culture
1

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Cambriolages de logement1424.20 ‰7.5 ‰+223 % vs moy.

⚡ Energy performance

6 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
66.7 %
66.7 %
C
16.7 %
16.7 %
D
16.7 %
16.7 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 7 risks identified

Par une crue à débordement lent de cours d'eau
Transport de marchandises dangereuses
Mouvement de terrain
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Rupture de barrage
Tassements différentiels
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 2 834 analyses · REGIE DU S.D.D.E.A.

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 834

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Lyé 3.1 km 40/100 2 956
Savières 4.3 km 49/100 1 085
Villacerf 4.9 km 45/100 598
Barberey-Saint-Sulpice 6.4 km 40/100 1 542
Mergey 6.0 km 36/100 654
Fontaine-les-Grès 6.8 km 31/100 914
Macey 8.5 km 31/100 975
La Chapelle-Saint-Luc 8.2 km 70/100 12 648

❓ Frequently asked questions about Payns

What is the price per m² in Payns?

The median price per m² in Payns is 1 110 €.

What is the rental yield in Payns?

The gross rental yield in Payns is 12.9%.

Is Payns a good real estate investment?

Payns has a ScorCity score of 57/100, making it an interesting investment.

What is the average energy rating in Payns?

The most common energy rating class in Payns is B.

What are the natural risks in Payns?

7 risks are identified in Payns: Par une crue à débordement lent de cours d'eau, Transport de marchandises dangereuses, Mouvement de terrain.