View of Montmarault, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Montmarault

Rural municipality · 03390 · Auvergne-Rhône-Alpes

👥 Population
1 525
2023 · INSEE
🏠 Median price /m²
278 €
📈 -54% since 2015
💰 Gross yield
38.2 %
rent / purchase price
⚡ Avg. energy rating
E
✅ 5.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good

Montmarault — Score 70/100.

70
💰 Yield100
🌳 Quality of life65
📊 Dynamism53
💸 Affordability100
🛡️ Safety1
⚡ Energy rating80
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Montmarault

🏢 Apt. /m²
278 €
🏡 House /m²
1 008 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.85 €/m²
monthly
💰 Gross yield
38.2 %
⏳ Payback period
2.6 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
77.1 %
🏖️ Secondary homes
3.4 %
🚪 Vacant homes
19.5 %
🏢 Apartments
18.5 %
80.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
187
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
37.790 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.550 %
🏘️ Housing tax
23.510 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.660 %
🌾 Land tax (unbuilt) REI
7.12 %
🏢 CFE
28.23 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 525
2023
📐 Area
9.09 km²
168 inh/km²
💶 Median income
19 010 €
📊 Median age
51.0 yrs
29.5% under 30
💼 Activity rate
67.3 %
ages 15-64
📉 Unemployment rate
19.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
358
SIRENE database 2026
✨ 2024 creations
24
+4.3% vs 2023
📊 2023 creations
23
💼 Economic density
235
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Louroux-de-Bouble
À 10.50 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Commentry Montmarault Néris Communauté
EPCI
📍 Rail access
Average
Station distance

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE JEANNE CLUZELpublic96.5

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
52
📋 Commerce
20
📋 Enseignement
4
🏥 Sante
27
⚽ Sport
11
🎭 Culture
4

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Montmarault

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Usage de stupéfiants3019.70 ‰8.4 ‰+135 % vs moy.
Usage de stupéfiants (AFD)2013.10 ‰7.5 ‰+75 % vs moy.
Destructions et dégradations volontaires1711.10 ‰7.2 ‰+54 % vs moy.
Violences physiques intrafamiliales117.20 ‰4.2 ‰+71 % vs moy.
Violences physiques hors cadre familial85.20 ‰4.0 ‰+30 % vs moy.
Escroqueries et fraudes aux moyens de paiement85.20 ‰6.3 ‰-17 % vs moy.
Violences sexuelles85.20 ‰2.4 ‰+117 % vs moy.

⚡ Energy performance

20 DPE · ADEME

📊 Energy rating distribution
A
30.0 %
30.0 %
B
0.0 %
C
10.0 %
10.0 %
D
15.0 %
15.0 %
E
40.0 %
40.0 %
F
5.0 %
G
0.0 %

5.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 7 660 analyses · SIVOM REGION MINIERE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
7 660

⚡ EV charging stations

IRVE

🔌 Stations
14
⚡ Charge points
94
🚀 Incl. fast charging
10

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Bézenet 8.7 km 50/100 910
Lapeyrouse 11.1 km 60/100 521
Montvicq 10.1 km 59/100 692
Villefranche-d'Allier 12.7 km 53/100 1 238
Buxières-les-Mines 17.3 km 48/100 994
Bellenaves 14.8 km 33/100 983
Doyet 12.8 km 50/100 1 109
Tronget 15.6 km 64/100 925

❓ Frequently asked questions about Montmarault

What is the price per m² in Montmarault?

The median price per m² in Montmarault is 278 €.

What is the rental yield in Montmarault?

The gross rental yield in Montmarault is 38.2%.

Is Montmarault a good real estate investment?

Montmarault has a ScorCity score of 70/100, making it an excellent choice.

What is the average energy rating in Montmarault?

The most common energy rating class in Montmarault is E.

What are the natural risks in Montmarault?

2 risks are identified in Montmarault: Transport de marchandises dangereuses, Séisme.