View of Monétay-sur-Loire, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Monétay-sur-Loire

Rural municipality · 03470 · Auvergne-Rhône-Alpes

👥 Population
250
2023 · INSEE
🏠 Median price /m²
1 690 €
📈 102% since 2015
💰 Gross yield
5.5 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Monétay-sur-Loire — Score 44/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (31/100).
44
💰 Yield31
🌳 Quality of life63
📊 Dynamism50
💸 Affordability57
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 5 Transactions · Monétay-sur-Loire

🏡 House /m²
1 690 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.78 €/m²
monthly
💰 Gross yield
5.5 %
⏳ Payback period
18.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
61.8 %
🏖️ Secondary homes
15.1 %
🚪 Vacant homes
23.1 %
🏢 Apartments
0.5 %
99.5 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
6
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.660 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.380 %
🏘️ Housing tax
25.000 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.470 %
🌾 Land tax (unbuilt) REI
7.52 %
🏢 CFE
25.94 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
250
2023
📐 Area
31.47 km²
8 inh/km²
💶 Median income
18 640 €
📊 Median age
53.1 yrs
22.4% under 30
💼 Activity rate
77.6 %
ages 15-64
📉 Unemployment rate
11.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
102
SIRENE database 2026
✨ 2024 creations
9
+80.0% vs 2023
📊 2023 creations
5
💼 Economic density
408
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Agnan
À 8.70 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Entr'Allier Besbre et Loire
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
6
🚆 Transport
1
⚽ Sport
3

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
50.0 %
50.0 %
E
50.0 %
50.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 186 analyses · SIVOM SOLOGNE BOURBONNAISE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
186

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Pierrefitte-sur-Loire 7.7 km 51/100 506
Saligny-sur-Roudon 6.0 km 50/100 641
Le Donjon 9.5 km 58/100 1 007
Saint-Agnan 10.5 km 55/100 697
Molinet 8.5 km 58/100 1 104
Diou 11.8 km 49/100 1 343
Saint-Léon 10.6 km 43/100 530
Chassenard 11.4 km 56/100 1 023

❓ Frequently asked questions about Monétay-sur-Loire

What is the price per m² in Monétay-sur-Loire?

The median price per m² in Monétay-sur-Loire is 1 690 €.

What is the rental yield in Monétay-sur-Loire?

The gross rental yield in Monétay-sur-Loire is 5.5%.

Is Monétay-sur-Loire a good real estate investment?

Monétay-sur-Loire has a ScorCity score of 44/100, making it a moderate investment.

What is the average energy rating in Monétay-sur-Loire?

The most common energy rating class in Monétay-sur-Loire is D.

What are the natural risks in Monétay-sur-Loire?

1 risks are identified in Monétay-sur-Loire: Séisme.