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Lay
Rural municipality · 42470 · Auvergne-Rhône-Alpes
👥 Population
777
2023 · INSEE
🏠 Median price /m²
926 €
📈 76% since 2015
💰 Gross yield
11.3 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Lay — Score 52/100.
52
💰 Yield71
🌳 Quality of life38
📊 Dynamism50
💸 Affordability77
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 4 Transactions · Lay
🏢 Apt. /m²
926 €
🏡 House /m²
1 250 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Saint-Étienne | 1 346 € | 2 131 € | 3566 | 173 136 |
| Saint-Chamond | 1 438 € | 2 330 € | 418 | 35 646 |
| Roanne | 1 469 € | 1 730 € | 932 | 35 409 |
| Firminy | 1 176 € | 2 059 € | 250 | 17 060 |
| Montbrison | 2 088 € | 2 258 € | 240 | 16 123 |
| Saint-Just-Saint-Rambert | 2 319 € | 2 875 € | 189 | 15 764 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.69 €/m²
monthly
💰 Gross yield
11.3 %
⏳ Payback period
8.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
84.2 %
🏖️ Secondary homes
5.7 %
🚪 Vacant homes
10.1 %
🏢 Apartments
6.3 %
93.7 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
4
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.440 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
74.840 %
🏘️ Housing tax
20.610 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.000 %
🌾 Land tax (unbuilt) REI
31.32 %
🏢 CFE
0.78 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
777
2023
📐 Area
12.61 km²
62 inh/km²
💶 Median income
22 450 €
📊 Median age
45.9 yrs
32.4% under 30
💼 Activity rate
74.9 %
ages 15-64
📉 Unemployment rate
8.8 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
154
SIRENE database 2026
✨ 2024 creations
10
+42.9% vs 2023
📊 2023 creations
7
💼 Economic density
198
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Régny
À 3.17 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Roanne
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays Entre Loire et Rhône
EPCI
📍 Rail access
Good
Station distance
🏥 Healthcare
FINESS
🏥 Établissements de santé
1
👵 EHPAD
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
10
📋 Commerce
2
📋 Enseignement
1
🏥 Sante
1
⚽ Sport
3
🏛️ Public services
Public Service Directory API · 1 services
| Category | Qty | Examples |
|---|---|---|
| 📋 service public | 1 | Centre communal d'action sociale (CCAS) - Lay |
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 1ère moitié 19e siècle |
⚠️ Natural and technological risks
Géorisques API · 10 risks identified
Tempête et grains (vent)
Effondrements localisés
Glissements ou mouvements de pente
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Affaissement minier
Tassements
Tassements différentiels
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 426 analyses · SUEZ RAA SIEGE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
426
🎯 Municipalities with a similar score
Same region, score close to
Lyon 5e
69005
52/100
47 777 Inhabitants
Lyon 4e
69004
52/100
34 752 Inhabitants
Bourgoin-Jallieu
38300
52/100
30 151 Inhabitants
Montbrison
42600
52/100
16 123 Inhabitants
Saint-Genis-Pouilly
01630
52/100
14 432 Inhabitants
Le Pont-de-Claix
38800
52/100
10 956 Inhabitants
Vétraz-Monthoux
74100
52/100
10 949 Inhabitants
Bellerive-sur-Allier
03700
52/100
8 943 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Symphorien-de-Lay | 2.7 km | 53/100 | 1 979 |
| Fourneaux | 3.3 km | 58/100 | 563 |
| Régny | 4.2 km | 53/100 | 1 447 |
| Saint-Victor-sur-Rhins | 5.0 km | 27/100 | 1 141 |
| Montagny | 7.1 km | 37/100 | 1 110 |
| Amplepuis | 5.7 km | 42/100 | 4 876 |
| Pradines | 6.4 km | 51/100 | 918 |
| Saint-Just-la-Pendue | 9.4 km | 31/100 | 1 635 |
❓ Frequently asked questions about Lay
What is the price per m² in Lay? ▶
The median price per m² in Lay is 926 €.
What is the rental yield in Lay? ▶
The gross rental yield in Lay is 11.3%.
Is Lay a good real estate investment? ▶
Lay has a ScorCity score of 52/100, making it a moderate investment.
What are the natural risks in Lay? ▶
10 risks are identified in Lay: Tempête et grains (vent), Effondrements localisés, Glissements ou mouvements de pente.