View of Saint-Symphorien-de-Lay, 42 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Symphorien-de-Lay

Rural municipality · 42470 · Auvergne-Rhône-Alpes

👥 Population
1 979
2023 · INSEE
🏠 Median price /m²
1 429 €
📈 1% since 2015
💰 Gross yield
6.7 %
rent / purchase price
⚡ Avg. energy rating
C
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Symphorien-de-Lay — Score 53/100.

53
💰 Yield52
🌳 Quality of life44
📊 Dynamism52
💸 Affordability69
🛡️ Safety11
⚡ Energy rating91
🧮 Simulate your rental yield

🏠 Property prices

DVF · 7 Transactions · Saint-Symphorien-de-Lay

🏢 Apt. /m²
1 429 €
🏡 House /m²
1 799 €
📋 Transactions
7
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Saint-Étienne1 346 €2 131 €3566173 136
Saint-Chamond1 438 €2 330 €41835 646
Roanne1 469 €1 730 €93235 409
Firminy1 176 €2 059 €25017 060
Montbrison2 088 €2 258 €24016 123
Saint-Just-Saint-Rambert2 319 €2 875 €18915 764

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.03 €/m²
monthly
💰 Gross yield
6.7 %
⏳ Payback period
14.8 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
84.4 %
🏖️ Secondary homes
7.0 %
🚪 Vacant homes
8.6 %
🏢 Apartments
20.2 %
79.6 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
69
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.650 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
84.310 %
🏘️ Housing tax
24.320 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.000 %
🌾 Land tax (unbuilt) REI
31.26 %
🏢 CFE
24.65 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 979
2023
📐 Area
32.74 km²
60 inh/km²
💶 Median income
22 130 €
📊 Median age
42.7 yrs
34.9% under 30
💼 Activity rate
82.3 %
ages 15-64
📉 Unemployment rate
5.0 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
475
SIRENE database 2026
✨ 2024 creations
43
+30.3% vs 2023
📊 2023 creations
33
💼 Economic density
240
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Régny
À 4.52 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Roanne
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays Entre Loire et Rhône
EPCI
📍 Rail access
Good
Station distance

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
1
💊 Pharmacies
1
🏥 Établissements de santé
9
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
48
📋 Commerce
14
📋 Enseignement
2
🏥 Sante
33
⚽ Sport
8

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement126.10 ‰6.3 ‰Dans la moyenne

⚡ Energy performance

6 DPE · ADEME

📊 Energy rating distribution
A
16.7 %
16.7 %
B
16.7 %
16.7 %
C
33.3 %
33.3 %
D
33.3 %
33.3 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
château
relais de poste;auberge2e moitié 15e siècle;1ère moitié 16e siècle

⚠️ Natural and technological risks

Géorisques API · 12 risks identified

Tempête et grains (vent)
Effondrements localisés
Engins de guerre
Tassements différentiels
Affaissement minier
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Tassements
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 213 analyses · SUEZ RAA SIEGE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
213

⚡ EV charging stations

IRVE

🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Lay 2.7 km 52/100 777
Fourneaux 3.6 km 58/100 563
Régny 5.9 km 53/100 1 447
Saint-Just-la-Pendue 7.4 km 31/100 1 635
Neulise 6.5 km 44/100 1 344
Pradines 6.8 km 51/100 918
Saint-Victor-sur-Rhins 7.7 km 27/100 1 141
Montagny 9.1 km 37/100 1 110

❓ Frequently asked questions about Saint-Symphorien-de-Lay

What is the price per m² in Saint-Symphorien-de-Lay?

The median price per m² in Saint-Symphorien-de-Lay is 1 429 €.

What is the rental yield in Saint-Symphorien-de-Lay?

The gross rental yield in Saint-Symphorien-de-Lay is 6.7%.

Is Saint-Symphorien-de-Lay a good real estate investment?

Saint-Symphorien-de-Lay has a ScorCity score of 53/100, making it a moderate investment.

What is the average energy rating in Saint-Symphorien-de-Lay?

The most common energy rating class in Saint-Symphorien-de-Lay is C.

What are the natural risks in Saint-Symphorien-de-Lay?

12 risks are identified in Saint-Symphorien-de-Lay: Tempête et grains (vent), Effondrements localisés, Engins de guerre.