View of La Chapelle, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

La Chapelle

Rural municipality · 03300 · Auvergne-Rhône-Alpes

👥 Population
399
2023 · INSEE
🏠 Median price /m²
1 653 €
📈 39% since 2015
💰 Gross yield
6.1 %
rent / purchase price
⚡ Avg. energy rating
D
🔴 20.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

La Chapelle — Score 48/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (41/100).
48
💰 Yield41
🌳 Quality of life63
📊 Dynamism51
💸 Affordability58
🛡️ Safety14
⚡ Energy rating63
🧮 Simulate your rental yield

🏠 Property prices

DVF · 12 Transactions · La Chapelle

🏡 House /m²
1 653 €
📋 Transactions
12
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.39 €/m²
monthly
💰 Gross yield
6.1 %
⏳ Payback period
16.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
65.7 %
🏖️ Secondary homes
14.8 %
🚪 Vacant homes
19.5 %
🏢 Apartments
0.8 %
98.1 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
35.200 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.110 %
🏘️ Housing tax
24.700 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.540 %
🌾 Land tax (unbuilt) REI
0.57 %
🏢 CFE
28.63 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
399
2023
📐 Area
21.15 km²
19 inh/km²
💶 Median income
21 990 €
📊 Median age
43.6 yrs
31.7% under 30
💼 Activity rate
74.9 %
ages 15-64
📉 Unemployment rate
5.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
113
SIRENE database 2026
✨ 2024 creations
8
-11.1% vs 2023
📊 2023 creations
9
💼 Economic density
283
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Vichy
À 13.08 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
11
📋 Enseignement
1
⚽ Sport
3
🎭 Culture
1

⚡ Energy performance

10 DPE · ADEME

📊 Energy rating distribution
A
10.0 %
10.0 %
B
10.0 %
10.0 %
C
10.0 %
10.0 %
D
50.0 %
50.0 %
E
0.0 %
F
10.0 %
10.0 %
G
10.0 %
10.0 %

20.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Feu de forêt
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 229 analyses · VICHY-COMMUNAUTE-EDCH-SECTEUR 3

⚗️ Physicochemistry
✅ Compliant
📋 analyses
229

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Molles 3.8 km 44/100 904
Le Mayet-de-Montagne 5.5 km 58/100 1 383
Isserpent 8.3 km 55/100 560
Busset 6.8 km 55/100 850
Saint-Étienne-de-Vicq 10.0 km 51/100 523
Ris 11.0 km 34/100 718
Mariol 10.2 km 63/100 679
Le Vernet 9.0 km 32/100 1 919

❓ Frequently asked questions about La Chapelle

What is the price per m² in La Chapelle?

The median price per m² in La Chapelle is 1 653 €.

What is the rental yield in La Chapelle?

The gross rental yield in La Chapelle is 6.1%.

Is La Chapelle a good real estate investment?

La Chapelle has a ScorCity score of 48/100, making it a moderate investment.

What is the average energy rating in La Chapelle?

The most common energy rating class in La Chapelle is D.

What are the natural risks in La Chapelle?

2 risks are identified in La Chapelle: Feu de forêt, Séisme.