View of Saint-Étienne-de-Vicq, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Étienne-de-Vicq

Rural municipality · 03300 · Auvergne-Rhône-Alpes

👥 Population
523
2023 · INSEE
🏠 Median price /m²
1 485 €
📈 49% since 2015
💰 Gross yield
7.2 %
rent / purchase price
⚡ Avg. energy rating
D
🟠 11.1 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Étienne-de-Vicq — Score 51/100.

51
💰 Yield58
🌳 Quality of life42
📊 Dynamism50
💸 Affordability66
🛡️ Safety14
⚡ Energy rating72
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Saint-Étienne-de-Vicq

🏡 House /m²
1 485 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.92 €/m²
monthly
💰 Gross yield
7.2 %
⏳ Payback period
13.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
82.7 %
🏖️ Secondary homes
6.0 %
🚪 Vacant homes
11.2 %
🏢 Apartments
0.4 %
98.8 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
4
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
35.980 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
74.810 %
🏘️ Housing tax
23.650 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
14.070 %
🌾 Land tax (unbuilt) REI
7.52 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
523
2023
📐 Area
19.26 km²
27 inh/km²
💶 Median income
23 060 €
📊 Median age
39.7 yrs
34.9% under 30
💼 Activity rate
80.9 %
ages 15-64
📉 Unemployment rate
7.4 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
101
SIRENE database 2026
✨ 2024 creations
8
-20.0% vs 2023
📊 2023 creations
10
💼 Economic density
193
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Germain-des-Fossés
À 9.39 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Vichy
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays de Lapalisse
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
6
📋 Enseignement
1
🏥 Sante
3
⚽ Sport
3

⚡ Energy performance

9 DPE · ADEME

📊 Energy rating distribution
A
11.1 %
11.1 %
B
22.2 %
22.2 %
C
0.0 %
D
44.4 %
44.4 %
E
11.1 %
11.1 %
F
11.1 %
11.1 %
G
0.0 %

11.1 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
église11e siècle;12e siècle
maison forte;château15e siècle;17e siècle

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 180 analyses · SYNDICAT MIXTE VALLEE DE LA BESBRE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
180

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Magnet 5.6 km 51/100 1 053
Molles 6.5 km 44/100 904
Cusset 6.1 km 70/100 13 316
Creuzier-le-Neuf 5.9 km 51/100 1 225
Isserpent 6.6 km 55/100 560
Le Vernet 8.5 km 32/100 1 919
Saint-Gérand-le-Puy 10.3 km 31/100 963
Creuzier-le-Vieux 7.7 km 50/100 3 205

❓ Frequently asked questions about Saint-Étienne-de-Vicq

What is the price per m² in Saint-Étienne-de-Vicq?

The median price per m² in Saint-Étienne-de-Vicq is 1 485 €.

What is the rental yield in Saint-Étienne-de-Vicq?

The gross rental yield in Saint-Étienne-de-Vicq is 7.2%.

Is Saint-Étienne-de-Vicq a good real estate investment?

Saint-Étienne-de-Vicq has a ScorCity score of 51/100, making it a moderate investment.

What is the average energy rating in Saint-Étienne-de-Vicq?

The most common energy rating class in Saint-Étienne-de-Vicq is D.

What are the natural risks in Saint-Étienne-de-Vicq?

1 risks are identified in Saint-Étienne-de-Vicq: Séisme.