View of Espirat, 63 — real-estate investment analysis Wikimedia Commons CC BY-SA

Espirat

Rural municipality · 63160 · Auvergne-Rhône-Alpes

👥 Population
416
2023 · INSEE
🏠 Median price /m²
2 054 €
📈 37% since 2015
💰 Gross yield
5.2 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Espirat — Score 40/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (26/100).
40
💰 Yield26
🌳 Quality of life58
📊 Dynamism51
💸 Affordability41
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 6 Transactions · Espirat

🏡 House /m²
2 054 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Clermont-Ferrand2 276 €2 412 €2366146 351
Cournon-d'Auvergne2 089 €2 364 €22519 951
Riom2 410 €2 334 €28318 820
Chamalières2 357 €3 409 €35517 509
Issoire1 877 €2 156 €26915 115
Pont-du-Château3 784 €2 504 €12312 412

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.91 €/m²
monthly
💰 Gross yield
5.2 %
⏳ Payback period
19.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
87.5 %
🏖️ Secondary homes
1.9 %
🚪 Vacant homes
10.7 %
🏢 Apartments
3.0 %
97.0 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.510 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
142.490 %
🏘️ Housing tax
22.100 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.180 %
🌾 Land tax (unbuilt) REI
5.71 %
🏢 CFE
26.09 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
416
2023
📐 Area
4.39 km²
95 inh/km²
💶 Median income
24 230 €
📊 Median age
39.7 yrs
34.4% under 30
💼 Activity rate
80.6 %
ages 15-64
📉 Unemployment rate
6.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
69
SIRENE database 2026
✨ 2024 creations
5
+25.0% vs 2023
📊 2023 creations
4
💼 Economic density
166
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Vertaizon
À 4.99 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Clermont-Ferrand
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Billom Communauté
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
11
📋 Enseignement
1
⚽ Sport
3

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
église12e siècle;15e siècle
maison15e siècle;16e siècle
édifice fortifié13e siècle

⚠️ Natural and technological risks

Géorisques API · 11 risks identified

Transport de marchandises dangereuses
Tassements différentiels
Tempête et grains (vent)
Feu de forêt
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 322 analyses · S.E.M.E.R.A.P.

⚗️ Physicochemistry
✅ Compliant
📋 analyses
322

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Billom 3.1 km 53/100 4 805
Moissat 3.0 km 53/100 1 253
Bouzel 3.6 km 33/100 703
Glaine-Montaigut 4.0 km 55/100 606
Vertaizon 4.5 km 51/100 3 527
Seychalles 6.0 km 49/100 785
Chauriat 4.5 km 30/100 1 805
Égliseneuve-près-Billom 5.5 km 42/100 937

❓ Frequently asked questions about Espirat

What is the price per m² in Espirat? ▶

The median price per m² in Espirat is 2 054 €.

What is the rental yield in Espirat? ▶

The gross rental yield in Espirat is 5.2%.

Is Espirat a good real estate investment? ▶

Espirat has a ScorCity score of 40/100, making it a moderate investment.

What is the average energy rating in Espirat? ▶

The most common energy rating class in Espirat is D.

What are the natural risks in Espirat? ▶

11 risks are identified in Espirat: Transport de marchandises dangereuses, Tassements différentiels, Tempête et grains (vent).