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Espirat

Rural municipality · 63160 · Auvergne-Rhône-Alpes

👥 Population
416
2023 · INSEE
🏠 Median price /m²
2 054 €
📈 37% since 2015
💰 Gross yield
5.2 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Espirat — Score 40/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (26/100).
40
💰 Yield26
🌳 Quality of life58
📊 Dynamism51
💸 Affordability41
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 6 Transactions · Espirat

🏡 House /m²
2 054 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Clermont-Ferrand2 276 €2 412 €2366146 351
Cournon-d'Auvergne2 089 €2 364 €22519 951
Riom2 410 €2 334 €28318 820
Chamalières2 357 €3 409 €35517 509
Issoire1 877 €2 156 €26915 115
Pont-du-Château3 784 €2 504 €12312 412

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.91 €/m²
monthly
💰 Gross yield
5.2 %
⏳ Payback period
19.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
87.5 %
🏖️ Secondary homes
1.9 %
🚪 Vacant homes
10.7 %
🏢 Apartments
3.0 %
97.0 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.510 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
142.490 %
🏘️ Housing tax
22.100 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.180 %
🌾 Land tax (unbuilt) REI
5.71 %
🏢 CFE
26.09 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
416
2023
📐 Area
4.39 km²
95 inh/km²
💶 Median income
24 230 €
📊 Median age
39.7 yrs
34.4% under 30
💼 Activity rate
80.6 %
ages 15-64
📉 Unemployment rate
6.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
69
SIRENE database 2026
✨ 2024 creations
5
+25.0% vs 2023
📊 2023 creations
4
💼 Economic density
166
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Vertaizon
À 4.99 km · Segment B
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Clermont-Ferrand
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Billom Communauté
EPCI
📍 Rail access
Good
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
11
📋 Enseignement
1
⚽ Sport
3

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
église12e siècle;15e siècle
maison15e siècle;16e siècle
édifice fortifié13e siècle

⚠️ Natural and technological risks

Géorisques API · 11 risks identified

Transport de marchandises dangereuses
Tassements différentiels
Tempête et grains (vent)
Feu de forêt
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 322 analyses · S.E.M.E.R.A.P.

⚗️ Physicochemistry
✅ Compliant
📋 analyses
322

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Billom 3.1 km 53/100 4 805
Moissat 3.0 km 53/100 1 253
Bouzel 3.6 km 33/100 703
Glaine-Montaigut 4.0 km 55/100 606
Vertaizon 4.5 km 51/100 3 527
Seychalles 6.0 km 49/100 785
Chauriat 4.5 km 30/100 1 805
Égliseneuve-près-Billom 5.5 km 42/100 937

❓ Frequently asked questions about Espirat

What is the price per m² in Espirat?

The median price per m² in Espirat is 2 054 €.

What is the rental yield in Espirat?

The gross rental yield in Espirat is 5.2%.

Is Espirat a good real estate investment?

Espirat has a ScorCity score of 40/100, making it a moderate investment.

What is the average energy rating in Espirat?

The most common energy rating class in Espirat is D.

What are the natural risks in Espirat?

11 risks are identified in Espirat: Transport de marchandises dangereuses, Tassements différentiels, Tempête et grains (vent).