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Chirat-l'Église
Rural municipality · 03330 · Auvergne-Rhône-Alpes
👥 Population
129
2023 · INSEE
🏠 Median price /m²
2 093 €
📈 69% since 2015
💰 Gross yield
4.3 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Chirat-l'Église — Score 38/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (15/100).
38
💰 Yield15
🌳 Quality of life32
📊 Dynamism51
💸 Affordability39
🛡️ Safety14
⚡ Energy rating92
🏠 Property prices
DVF · 6 Transactions · Chirat-l'Église
🏡 House /m²
2 093 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.57 €/m²
monthly
💰 Gross yield
4.3 %
⏳ Payback period
23.0 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
52.7 %
🏖️ Secondary homes
41.8 %
Highly touristic market
🚪 Vacant homes
5.5 %
🏢 Apartments
0.9 %
99.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.280 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
80.860 %
🏘️ Housing tax
20.020 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.230 %
🌾 Land tax (unbuilt) REI
40.15 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
129
2023
📐 Area
18.39 km²
7 inh/km²
💶 Median income
18 270 €
📊 Median age
45.5 yrs
36.7% under 30
💼 Activity rate
78.7 %
ages 15-64
📉 Unemployment rate
10.2 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
71
SIRENE database 2026
✨ 2024 creations
5
+150.0% vs 2023
📊 2023 creations
2
💼 Economic density
550
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Louroux-de-Bouble
À 4.73 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Saint-Pourçain Sioule Limagne
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
2
⚡ Energy performance
3 DPE · ADEME
📊 Energy rating distribution
A
66.7 %
66.7 %
B
0.0 %
C
0.0 %
D
0.0 %
E
33.3 %
33.3 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| château | 15e siècle;16e siècle |
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Feu de forêt
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 247 analyses · SIVOM REGION MINIERE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
247
🎯 Municipalities with a similar score
Same region, score close to
Voreppe
38340
38/100
9 922 Inhabitants
Chaponost
69630
38/100
9 382 Inhabitants
Évian-les-Bains
74500
38/100
9 267 Inhabitants
Seyssins
38180
38/100
8 092 Inhabitants
Tignieu-Jameyzieu
38230
38/100
8 031 Inhabitants
Claix
38640
38/100
7 836 Inhabitants
Jonage
69330
38/100
6 144 Inhabitants
Gannat
03800
38/100
5 610 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Bellenaves | 5.3 km | 33/100 | 983 |
| Montmarault | 9.5 km | 70/100 | 1 525 |
| Chantelle | 9.4 km | 50/100 | 1 131 |
| Ébreuil | 15.6 km | 32/100 | 1 306 |
| Saint-Bonnet-de-Rochefort | 13.9 km | 56/100 | 713 |
| Servant | 14.7 km | 43/100 | 558 |
| Lapeyrouse | 11.9 km | 60/100 | 521 |
| Tronget | 19.7 km | 64/100 | 925 |
❓ Frequently asked questions about Chirat-l'Église
What is the price per m² in Chirat-l'Église? ▶
The median price per m² in Chirat-l'Église is 2 093 €.
What is the rental yield in Chirat-l'Église? ▶
The gross rental yield in Chirat-l'Église is 4.3%.
Is Chirat-l'Église a good real estate investment? ▶
Chirat-l'Église has a ScorCity score of 38/100, making it a risky investment.
What is the average energy rating in Chirat-l'Église? ▶
The most common energy rating class in Chirat-l'Église is A.
What are the natural risks in Chirat-l'Église? ▶
2 risks are identified in Chirat-l'Église: Feu de forêt, Séisme.