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Charnat
Rural municipality · 63290 · Auvergne-Rhône-Alpes
👥 Population
207
2023 · INSEE
🏠 Median price /m²
1 659 €
📈 111% since 2015
💰 Gross yield
6.5 %
rent / purchase price
⚡ Avg. energy rating
D
🟠 12.5 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Charnat — Score 48/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100).
48
💰 Yield48
🌳 Quality of life55
📊 Dynamism50
💸 Affordability58
🛡️ Safety14
⚡ Energy rating60
🏠 Property prices
DVF · 4 Transactions · Charnat
🏡 House /m²
1 659 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Clermont-Ferrand | 2 276 € | 2 412 € | 2366 | 146 351 |
| Cournon-d'Auvergne | 2 089 € | 2 364 € | 225 | 19 951 |
| Riom | 2 410 € | 2 334 € | 283 | 18 820 |
| Chamalières | 2 357 € | 3 409 € | 355 | 17 509 |
| Issoire | 1 877 € | 2 156 € | 269 | 15 115 |
| Pont-du-Château | 3 784 € | 2 504 € | 123 | 12 412 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.04 €/m²
monthly
💰 Gross yield
6.5 %
⏳ Payback period
15.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
87.8 %
🏖️ Secondary homes
3.7 %
🚪 Vacant homes
8.4 %
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
43.130 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
138.530 %
🏘️ Housing tax
39.230 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.600 %
🌾 Land tax (unbuilt) REI
36.56 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
207
2023
📐 Area
5.30 km²
39 inh/km²
💶 Median income
23 170 €
📊 Median age
45.8 yrs
26.7% under 30
💼 Activity rate
82.1 %
ages 15-64
📉 Unemployment rate
5.5 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
34
SIRENE database 2026
✨ 2024 creations
1
+0.0% vs 2023
📊 2023 creations
1
💼 Economic density
164
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Pont de Dore
À 12.05 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Clermont-Ferrand
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Thiers Dore et Montagne
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
4
⚽ Sport
3
⚡ Energy performance
24 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
4.2 %
C
12.5 %
12.5 %
D
41.7 %
41.7 %
E
29.2 %
29.2 %
F
12.5 %
12.5 %
G
0.0 %
12.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 12 risks identified
Tempête et grains (vent)
Rupture de barrage
Tassements différentiels
Feu de forêt
Mouvement de terrain
Par une crue torrentielle ou à montée rapide de cours d'eau
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 516 analyses · SIAEP DORE ALLIER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
516
🎯 Municipalities with a similar score
Same region, score close to
Villeurbanne
69100
48/100
163 684 Inhabitants
Villefontaine
38090
48/100
19 445 Inhabitants
Saint-Fons
69190
48/100
19 285 Inhabitants
Cébazat
63118
48/100
8 953 Inhabitants
Rives
38140
48/100
6 549 Inhabitants
Marignier
74970
48/100
6 507 Inhabitants
Dagneux
01120
48/100
4 778 Inhabitants
La Fouillouse
42480
48/100
4 630 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Limons | 3.8 km | 51/100 | 721 |
| Luzillat | 4.5 km | 36/100 | 1 163 |
| Crevant-Laveine | 5.6 km | 50/100 | 967 |
| Mons | 6.5 km | 44/100 | 578 |
| Dorat | 6.5 km | 35/100 | 719 |
| Bulhon | 7.2 km | 41/100 | 607 |
| Puy-Guillaume | 5.7 km | 67/100 | 2 630 |
| Paslières | 6.4 km | 50/100 | 1 491 |
❓ Frequently asked questions about Charnat
What is the price per m² in Charnat? ▶
The median price per m² in Charnat is 1 659 €.
What is the rental yield in Charnat? ▶
The gross rental yield in Charnat is 6.5%.
Is Charnat a good real estate investment? ▶
Charnat has a ScorCity score of 48/100, making it a moderate investment.
What is the average energy rating in Charnat? ▶
The most common energy rating class in Charnat is D.
What are the natural risks in Charnat? ▶
12 risks are identified in Charnat: Tempête et grains (vent), Rupture de barrage, Tassements différentiels.