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Charmoy
Rural municipality · 89400 · Bourgogne-Franche-Comté
👥 Population
1 104
2023 · INSEE
🏠 Median price /m²
2 812 €
📈 131% since 2015
💰 Gross yield
4.3 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Charmoy — Score 47/100.
Why this score? This score is penalized mainly by an energy-inefficient housing stock (10/100) and improvable safety statistics (14/100).
47
💰 Yield74
🌳 Quality of life45
📊 Dynamism52
💸 Affordability70
🛡️ Safety14
⚡ Energy rating10
🏠 Property prices
DVF · 2 Transactions · Charmoy
🏢 Apt. /m²
2 812 €
🏡 House /m²
1 411 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Auxerre | 1 833 € | 1 962 € | 657 | 35 097 |
| Sens | 1 958 € | 1 793 € | 388 | 27 106 |
| Joigny | 2 489 € | 1 444 € | 144 | 9 016 |
| Migennes | 1 153 € | 1 370 € | 87 | 6 688 |
| Avallon | 1 346 € | 1 464 € | 88 | 6 305 |
| Villeneuve-sur-Yonne | 3 314 € | 1 429 € | 126 | 5 135 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
10.19 €/m²
monthly
💰 Gross yield
4.3 %
⏳ Payback period
23.0 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
86.1 %
🏖️ Secondary homes
2.4 %
🚪 Vacant homes
11.5 %
🏢 Apartments
4.0 %
95.7 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
44.560 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
100.050 %
🏘️ Housing tax
25.250 %
Secondary homes
🌾 Land tax (unbuilt) REI
0.96 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 104
2023
📐 Area
6.95 km²
159 inh/km²
💶 Median income
21 840 €
📊 Median age
45.9 yrs
29.9% under 30
💼 Activity rate
75.2 %
ages 15-64
📉 Unemployment rate
8.5 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
162
SIRENE database 2026
✨ 2024 creations
16
+6.7% vs 2023
📊 2023 creations
15
💼 Economic density
147
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Laroche - Migennes
À 2.48 km · Segment A
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Auxerre
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC de l'Agglomération Migennoise
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
8
📋 Commerce
3
📋 Enseignement
1
🏥 Sante
2
🚆 Transport
1
⚽ Sport
6
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
50.0 %
50.0 %
F
50.0 %
50.0 %
G
0.0 %
50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Mouvement de terrain
Tassements différentiels
Inondation
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 9 421 analyses · MAIRIE CHARMOY
⚗️ Physicochemistry
✅ Compliant
📋 analyses
9 421
🎯 Municipalities with a similar score
Same region, score close to
Torcy
71210
47/100
2 678 Inhabitants
Rioz
70190
47/100
2 398 Inhabitants
Véron
89510
47/100
1 849 Inhabitants
Épervans
71380
47/100
1 667 Inhabitants
Jussey
70500
47/100
1 558 Inhabitants
Saint-Martin-du-Tertre
89100
47/100
1 536 Inhabitants
Sermoise-sur-Loire
58000
47/100
1 486 Inhabitants
Lamarche-sur-Saône
21760
47/100
1 382 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Bassou | 2.2 km | 33/100 | 869 |
| Épineau-les-Voves | 1.7 km | 49/100 | 708 |
| Cheny | 2.9 km | 41/100 | 2 206 |
| Laroche-Saint-Cydroine | 4.1 km | 34/100 | 1 185 |
| Bonnard | 3.3 km | 48/100 | 909 |
| Migennes | 4.4 km | 62/100 | 6 688 |
| Brion | 6.8 km | 52/100 | 612 |
| Beaumont | 5.4 km | 59/100 | 618 |
❓ Frequently asked questions about Charmoy
What is the price per m² in Charmoy? ▶
The median price per m² in Charmoy is 2 812 €.
What is the rental yield in Charmoy? ▶
The gross rental yield in Charmoy is 4.3%.
Is Charmoy a good real estate investment? ▶
Charmoy has a ScorCity score of 47/100, making it a moderate investment.
What is the average energy rating in Charmoy? ▶
The most common energy rating class in Charmoy is E.
What are the natural risks in Charmoy? ▶
4 risks are identified in Charmoy: Mouvement de terrain, Tassements différentiels, Inondation.