View of Ainay-le-Château, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Ainay-le-Château

Rural municipality · 03360 · Auvergne-Rhône-Alpes

👥 Population
989
2023 · INSEE
🏠 Median price /m²
798 €
📈 39% since 2015
💰 Gross yield
11.6 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 36.4 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Ainay-le-Château — Score 56/100.

56
💰 Yield88
🌳 Quality of life50
📊 Dynamism52
💸 Affordability92
🛡️ Safety14
⚡ Energy rating17
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Ainay-le-Château

🏢 Apt. /m²
798 €
🏡 House /m²
817 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.72 €/m²
monthly
💰 Gross yield
11.6 %
⏳ Payback period
8.6 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
67.1 %
🏖️ Secondary homes
11.8 %
🚪 Vacant homes
21.1 %
🏢 Apartments
7.2 %
92.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
35
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
42.290 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
84.180 %
🏘️ Housing tax
28.620 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
11.710 %
🌾 Land tax (unbuilt) REI
37.57 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
989
2023
📐 Area
24.29 km²
41 inh/km²
💶 Median income
21 110 €
📊 Median age
57.7 yrs
21.3% under 30
💼 Activity rate
70.6 %
ages 15-64
📉 Unemployment rate
10.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
254
SIRENE database 2026
✨ 2024 creations
11
-26.7% vs 2023
📊 2023 creations
15
💼 Economic density
257
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Urçay - La Perche
À 13.94 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays de Tronçais
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
2
💊 Pharmacies
1
🏥 Établissements de santé
6
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
30
📋 Commerce
10
📋 Enseignement
1
🏥 Sante
19
🚆 Transport
1
⚽ Sport
10

🏛️ Public services

Public Service Directory API · 1 services

CategoryQtyExamples
📋 service public1Mairie - Ainay-le-Château

⚡ Energy performance

33 DPE · ADEME

📊 Energy rating distribution
A
6.1 %
B
0.0 %
C
3.0 %
D
21.2 %
21.2 %
E
33.3 %
33.3 %
F
27.3 %
27.3 %
G
9.1 %
9.1 %

36.4 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
église12e siècle;13e siècle;16e siècle;4e quart 17e sièc
fortification d'agglomération15e siècle

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 5 285 analyses · VEOLIA EAU - C. G. E. DU CHER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
5 285

⚡ EV charging stations

IRVE

🔌 Stations
3
⚡ Charge points
9
🚀 Incl. fast charging
2

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Bonnet-Tronçais 5.7 km 62/100 726
Charenton-du-Cher 5.1 km 57/100 984
Saint-Pierre-les-Étieux 9.5 km 66/100 729
Meaulne-Vitray 13.5 km 52/100 906
Cérilly 12.4 km 21/100 1 316
Blet 18.5 km 52/100 566
Drevant 14.8 km 59/100 555
Couleuvre 15.2 km 58/100 580

❓ Frequently asked questions about Ainay-le-Château

What is the price per m² in Ainay-le-Château?

The median price per m² in Ainay-le-Château is 798 €.

What is the rental yield in Ainay-le-Château?

The gross rental yield in Ainay-le-Château is 11.6%.

Is Ainay-le-Château a good real estate investment?

Ainay-le-Château has a ScorCity score of 56/100, making it an interesting investment.

What is the average energy rating in Ainay-le-Château?

The most common energy rating class in Ainay-le-Château is E.

What are the natural risks in Ainay-le-Château?

1 risks are identified in Ainay-le-Château: Séisme.