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Val-d'Oire-et-Gartempe

Rural municipality · 87320 · Nouvelle-Aquitaine

👥 Population
1 711
2023 · INSEE
🏠 Median price /m²
1 283 €
📈 136% since 2015
💰 Gross yield
7.8 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 54.5 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Val-d'Oire-et-Gartempe — Score 53/100.

53
💰 Yield85
🌳 Quality of life52
📊 Dynamism56
💸 Affordability88
🛡️ Safety5
⚡ Energy rating10
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Val-d'Oire-et-Gartempe

🏢 Apt. /m²
1 283 €
🏡 House /m²
949 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Limoges1 739 €1 893 €2262129 937
Saint-Junien2 405 €1 603 €18911 415
Panazol1 886 €1 962 €14411 342
Couzeix2 407 €1 947 €16910 195
Isle1 738 €1 905 €877 995
Saint-Yrieix-la-Perche2 212 €1 500 €1516 830

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.39 €/m²
monthly
💰 Gross yield
7.8 %
⏳ Payback period
12.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
56.5 %
🏖️ Secondary homes
31.0 %
Highly touristic market
🚪 Vacant homes
12.5 %
🏢 Apartments
3.9 %
95.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
35.870 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
101.400 %
🏘️ Housing tax
25.520 %
Secondary homes
🌾 Land tax (unbuilt) REI
11.21 %
🏢 CFE
27.30 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 711
2023
📐 Area
120.68 km²
14 inh/km²
💶 Median income
17 830 €
📊 Median age
59.3 yrs
18.6% under 30
💼 Activity rate
68.7 %
ages 15-64
📉 Unemployment rate
11.6 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
516
SIRENE database 2026
✨ 2024 creations
36
+9.1% vs 2023
📊 2023 creations
33
💼 Economic density
302
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Lathus-Saint-Rémy
À 13.13 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Haut Limousin en Marche
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

BPE · FINESS

💊 Pharmacies
1
🏥 Établissements de santé
1
Source FINESS
💊 Pharmacies
1

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
36
📋 Commerce
9
📋 Enseignement
1
🏥 Sante
9
⚽ Sport
19

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Escroqueries et fraudes aux moyens de paiement127.00 ‰6.3 ‰Dans la moyenne
Destructions et dégradations volontaires105.80 ‰7.2 ‰-19 % vs moy.

⚡ Energy performance

22 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
4.5 %
C
0.0 %
D
22.7 %
22.7 %
E
18.2 %
18.2 %
F
31.8 %
31.8 %
G
22.7 %
22.7 %

54.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église

⚠️ Natural and technological risks

Géorisques API · 9 risks identified

Transport de marchandises dangereuses
Foudre
Neige et pluies verglaçantes
Par une crue torrentielle ou à montée rapide de cours d'eau
Phénomène lié à l'atmosphère
Radon
Rupture de barrage
Tempête et grains (vent)
Inondation

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 062 analyses · AGUR

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 062

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Lathus-Saint-Rémy 10.8 km 68/100 1 214
Adriers 9.2 km 51/100 698
Saulgé 14.7 km 58/100 1 011
Val d'Issoire 15.7 km 60/100 1 076
Peyrat-de-Bellac 14.8 km 52/100 1 059
Le Dorat 13.5 km 47/100 1 529
Bellac 17.6 km 37/100 3 537
L'Isle-Jourdain 15.1 km 66/100 1 126

❓ Frequently asked questions about Val-d'Oire-et-Gartempe

What is the price per m² in Val-d'Oire-et-Gartempe?

The median price per m² in Val-d'Oire-et-Gartempe is 1 283 €.

What is the rental yield in Val-d'Oire-et-Gartempe?

The gross rental yield in Val-d'Oire-et-Gartempe is 7.8%.

Is Val-d'Oire-et-Gartempe a good real estate investment?

Val-d'Oire-et-Gartempe has a ScorCity score of 53/100, making it a moderate investment.

What is the average energy rating in Val-d'Oire-et-Gartempe?

The most common energy rating class in Val-d'Oire-et-Gartempe is F.

What are the natural risks in Val-d'Oire-et-Gartempe?

9 risks are identified in Val-d'Oire-et-Gartempe: Transport de marchandises dangereuses, Foudre, Neige et pluies verglaçantes.