View of Ternay, 41 — real-estate investment analysis Wikimedia Commons CC BY-SA

Ternay

Rural municipality · 41800 · Centre-Val de Loire

👥 Population
331
2023 · INSEE
🏠 Median price /m²
1 087 €
📈 45% since 2015
💰 Gross yield
9.7 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Ternay — Score 58/100.

58
💰 Yield81
🌳 Quality of life51
📊 Dynamism51
💸 Affordability83
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 10 Transactions · Ternay

🏡 House /m²
1 087 €
📋 Transactions
10
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Blois1 982 €1 850 €68147 219
Romorantin-Lanthenay1 729 €1 485 €37018 373
Vendôme2 095 €1 909 €30915 758
Vineuil2 353 €2 318 €1048 064
Le Controis-en-Sologne3 200 €1 545 €1256 860
Mer1 387 €1 650 €766 250

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.79 €/m²
monthly
💰 Gross yield
9.7 %
⏳ Payback period
10.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
65.3 %
🏖️ Secondary homes
23.3 %
🚪 Vacant homes
11.4 %
🏢 Apartments
1.3 %
98.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
45.880 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
88.590 %
🏘️ Housing tax
22.290 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.620 %
🌾 Land tax (unbuilt) REI
0.74 %
🏢 CFE
23.61 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
331
2023
📐 Area
14.57 km²
23 inh/km²
💶 Median income
22 000 €
📊 Median age
46.7 yrs
30.2% under 30
💼 Activity rate
80.0 %
ages 15-64
📉 Unemployment rate
10.3 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
75
SIRENE database 2026
✨ 2024 creations
4
+33.3% vs 2023
📊 2023 creations
3
💼 Economic density
227
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saint-Amand-Longpré
À 18.56 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montoire-sur-le-Loir
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Territoires Vendômois
EPCI
📍 Rail access
Average
Station distance

🎓 Education

National Education API

📚 Schools
1
🏫 Middle schools
🎓 High schools

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
4
📋 Commerce
2
📋 Enseignement
1
⚽ Sport
1

🏛️ Historical heritage

Mérimée database · 2 protected monuments

BuildingEra
prieuré15e siècle;16e siècle;17e siècle
château14e siècle;16e siècle

⚠️ Natural and technological risks

Géorisques API · 8 risks identified

Tassements différentiels
Eboulement ou chutes de pierres et de blocs
Glissement de terrain
Par une crue à débordement lent de cours d'eau
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Inondation
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 554 analyses · SUEZ - LYONNAISE DES EAUX - VENDOME

⚗️ Physicochemistry
✅ Compliant
📋 analyses
554

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Martin-des-Bois 4.4 km 54/100 582
Les Hermites 7.6 km 63/100 583
Montoire-sur-le-Loir 6.2 km 30/100 3 646
Bessé-sur-Braye 9.8 km 60/100 1 972
Monthodon 10.2 km 50/100 643
Vallée-de-Ronsard 8.0 km 56/100 531
Chemillé-sur-Dême 11.1 km 56/100 707
La Chapelle-Huon 13.9 km 31/100 513

❓ Frequently asked questions about Ternay

What is the price per m² in Ternay?

The median price per m² in Ternay is 1 087 €.

What is the rental yield in Ternay?

The gross rental yield in Ternay is 9.7%.

Is Ternay a good real estate investment?

Ternay has a ScorCity score of 58/100, making it an interesting investment.

What are the natural risks in Ternay?

8 risks are identified in Ternay: Tassements différentiels, Eboulement ou chutes de pierres et de blocs, Glissement de terrain.