View of Sermur, 23 — real-estate investment analysis Wikimedia Commons CC BY-SA

Sermur

Rural municipality · 23700 · Nouvelle-Aquitaine

👥 Population
102
2023 · INSEE
🏠 Median price /m²
1 727 €
📈 533% since 2015
💰 Gross yield
5.3 %
rent / purchase price
⚡ Avg. energy rating
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Sermur — Score 43/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (27/100).
43
💰 Yield27
🌳 Quality of life72
📊 Dynamism50
💸 Affordability55
🛡️ Safety14
⚡ Energy rating50
🧮 Simulate your rental yield

🏠 Property prices

DVF · 1 Transactions · Sermur

🏡 House /m²
1 727 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Guéret1 286 €1 217 €23212 955
La Souterraine2 426 €1 387 €884 978
Aubusson1 553 €800 €1033 018
Sainte-Feyre5 081 €1 550 €362 566
Bourganeuf841 €667 €592 364
Saint-Sulpice-le-Guérétois— €1 143 €201 892

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.62 €/m²
monthly
💰 Gross yield
5.3 %
⏳ Payback period
18.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
40.8 %
🏖️ Secondary homes
38.8 %
Highly touristic market
🚪 Vacant homes
20.5 %
🏢 Apartments
0.7 %
97.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.720 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
113.740 %
🏘️ Housing tax
20.540 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
14.290 %
🌾 Land tax (unbuilt) REI
0.38 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
102
2023
📐 Area
19.79 km²
5 inh/km²
💶 Median income
15 280 €
📊 Median age
59.5 yrs
14.8% under 30
💼 Activity rate
70.4 %
ages 15-64
📉 Unemployment rate
7.9 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
41
SIRENE database 2026
✨ 2024 creations
1
-80.0% vs 2023
📊 2023 creations
5
💼 Economic density
402
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Parsac - Gouzon
À 31.15 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Marche et Combraille en Aquitaine
EPCI
📍 Rail access
Poor
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
📋 Commerce
1

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
château16e siècle;19e siècle
pigeonnier;chapelle15e siècle;16e siècle
édifice fortifiéMoyen Age

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Phénomène lié à l'atmosphère
Radon
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 187 analyses · SUEZ EAU FRANCE

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
187

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Mainsat 9.2 km 77/100 540
Auzances 9.3 km 50/100 1 129
Mérinchal 10.2 km 53/100 654
Giat 19.6 km 57/100 786
Chambon-sur-Voueize 24.6 km 40/100 794
Évaux-les-Bains 23.8 km 29/100 1 277
Felletin 19.4 km 52/100 1 577
Aubusson 18.9 km 42/100 3 018

❓ Frequently asked questions about Sermur

What is the price per m² in Sermur?

The median price per m² in Sermur is 1 727 €.

What is the rental yield in Sermur?

The gross rental yield in Sermur is 5.3%.

Is Sermur a good real estate investment?

Sermur has a ScorCity score of 43/100, making it a moderate investment.

What are the natural risks in Sermur?

3 risks are identified in Sermur: Phénomène lié à l'atmosphère, Radon, Séisme.