View of Sainte-Gemme, 17 — real-estate investment analysis Wikimedia Commons CC BY-SA

Sainte-Gemme

Rural municipality · 17250 · Nouvelle-Aquitaine

👥 Population
1 365
2023 · INSEE
🏠 Median price /m²
1 667 €
📈 7% since 2015
💰 Gross yield
8.1 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 18.1 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Sainte-Gemme — Score 50/100.

50
💰 Yield69
🌳 Quality of life67
📊 Dynamism52
💸 Affordability57
🛡️ Safety14
⚡ Energy rating25
🧮 Simulate your rental yield

🏠 Property prices

DVF · 24 Transactions · Sainte-Gemme

🏡 House /m²
1 667 €
📋 Transactions
24
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
La Rochelle4 925 €4 528 €139979 851
Saintes2 456 €2 197 €49025 363
Rochefort2 550 €2 229 €60423 460
Royan4 000 €3 875 €67919 425
Aytré4 615 €3 683 €1629 746
Périgny3 945 €3 786 €1208 877

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
11.25 €/m²
monthly
💰 Gross yield
8.1 %
⏳ Payback period
12.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
75.6 %
🏖️ Secondary homes
16.9 %
🚪 Vacant homes
7.4 %
🏢 Apartments
1.1 %
93.4 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
33.170 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
80.570 %
🏘️ Housing tax
17.430 %
Secondary homes
🌾 Land tax (unbuilt) REI
2.14 %
🏢 CFE
24.11 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
1 365
2023
📐 Area
41.03 km²
33 inh/km²
💶 Median income
20 750 €
📊 Median age
42.7 yrs
33.1% under 30
💼 Activity rate
82.5 %
ages 15-64
📉 Unemployment rate
8.8 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
319
SIRENE database 2026
✨ 2024 creations
29
+3.6% vs 2023
📊 2023 creations
28
💼 Economic density
234
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Saujon
À 12.41 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Coeur de Saintonge
EPCI
📍 Rail access
Average
Station distance

🏥 Healthcare

FINESS

🏥 Établissements de santé
4

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
28
📋 Commerce
5
📋 Enseignement
1
🏥 Sante
6
⚽ Sport
7
🎭 Culture
1

⚡ Energy performance

22 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
4.5 %
D
18.2 %
18.2 %
E
59.1 %
59.1 %
F
13.6 %
13.6 %
G
4.5 %

18.1 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
prieuré;église;site archéologique4e quart 11e siècle;12e siècle

⚠️ Natural and technological risks

Géorisques API · 6 risks identified

Mouvement de terrain
Phénomène lié à l'atmosphère
Tassements différentiels
Tempête et grains (vent)
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 657 analyses · R.E.S.E.

⚗️ Physicochemistry
✅ Compliant
📋 analyses
657

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Nancras 3.0 km 68/100 794
Balanzac 4.6 km 57/100 642
Pont-l'Abbé-d'Arnoult 6.0 km 27/100 1 811
Champagne 6.6 km 54/100 651
La Gripperie-Saint-Symphorien 5.0 km 47/100 604
Sablonceaux 7.1 km 30/100 1 458
Sainte-Radegonde 8.2 km 46/100 589
Saint-Sulpice-d'Arnoult 6.8 km 65/100 924

❓ Frequently asked questions about Sainte-Gemme

What is the price per m² in Sainte-Gemme?

The median price per m² in Sainte-Gemme is 1 667 €.

What is the rental yield in Sainte-Gemme?

The gross rental yield in Sainte-Gemme is 8.1%.

Is Sainte-Gemme a good real estate investment?

Sainte-Gemme has a ScorCity score of 50/100, making it a moderate investment.

What is the average energy rating in Sainte-Gemme?

The most common energy rating class in Sainte-Gemme is E.

What are the natural risks in Sainte-Gemme?

6 risks are identified in Sainte-Gemme: Mouvement de terrain, Phénomène lié à l'atmosphère, Tassements différentiels.