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Saint-Poncy
Rural municipality · 15500 · Auvergne-Rhône-Alpes
👥 Population
339
2023 · INSEE
🏠 Median price /m²
11 065 €
📈 861% since 2015
💰 Gross yield
0.9 %
rent / purchase price
⚡ Avg. energy rating
B
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Poncy — Score 46/100.
Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (23/100).
46
💰 Yield23
🌳 Quality of life64
📊 Dynamism50
💸 Affordability45
🛡️ Safety14
⚡ Energy rating94
🏠 Property prices
DVF · 5 Transactions · Saint-Poncy
🏢 Apt. /m²
11 065 €
🏡 House /m²
1 946 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Aurillac | 1 500 € | 1 714 € | 556 | 26 214 |
| Saint-Flour | 1 339 € | 1 528 € | 74 | 6 391 |
| Arpajon-sur-Cère | 1 576 € | 1 508 € | 78 | 6 361 |
| Ytrac | — € | 1 917 € | 52 | 4 339 |
| Mauriac | 2 326 € | 1 278 € | 64 | 3 449 |
| Riom-ès-Montagnes | 723 € | 1 047 € | 42 | 2 405 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.11 €/m²
monthly
💰 Gross yield
0.9 %
⏳ Payback period
113.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
64.0 %
🏖️ Secondary homes
18.0 %
🚪 Vacant homes
18.0 %
🏢 Apartments
2.4 %
97.6 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
7
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.310 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
216.540 %
🏘️ Housing tax
21.620 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
14.810 %
🌾 Land tax (unbuilt) REI
22.12 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
339
2023
📐 Area
40.58 km²
8 inh/km²
💶 Median income
18 110 €
📊 Median age
42.5 yrs
34.1% under 30
💼 Activity rate
82.2 %
ages 15-64
📉 Unemployment rate
6.2 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
146
SIRENE database 2026
✨ 2024 creations
10
+0.0% vs 2023
📊 2023 creations
10
💼 Economic density
431
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Massiac - Blesle
À 9.42 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Hautes Terres
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
6
📋 Enseignement
1
🏥 Sante
2
⚽ Sport
4
🎭 Culture
1
⚡ Energy performance
9 DPE · ADEME
📊 Energy rating distribution
A
11.1 %
11.1 %
B
77.8 %
77.8 %
C
0.0 %
D
11.1 %
11.1 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 12e siècle;15e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Feu de forêt
Radon
Transport de marchandises dangereuses
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 721 analyses · SI DES EAUX DE LA MARGERIDE NORD
⚗️ Physicochemistry
✅ Compliant
📋 analyses
721
🎯 Municipalities with a similar score
Same region, score close to
Aix-les-Bains
73100
46/100
32 406 Inhabitants
Francheville
69340
46/100
15 604 Inhabitants
Pont-du-Château
63430
46/100
12 412 Inhabitants
Ferney-Voltaire
01210
46/100
12 094 Inhabitants
Feyzin
69320
46/100
10 304 Inhabitants
Chatuzange-le-Goubet
26300
46/100
6 523 Inhabitants
Châtel-Guyon
63140
46/100
6 299 Inhabitants
Volvic
63530
46/100
4 883 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Massiac | 8.3 km | 46/100 | 1 796 |
| Talizat | 11.5 km | 33/100 | 592 |
| Blesle | 15.8 km | 39/100 | 611 |
| Saint-Georges | 16.8 km | 43/100 | 1 171 |
| Ruynes-en-Margeride | 18.9 km | 48/100 | 719 |
| Saint-Flour | 18.5 km | 59/100 | 6 391 |
| Paulhac | 18.2 km | 34/100 | 590 |
| Neussargues-Moissac | 16.4 km | 53/100 | 824 |
❓ Frequently asked questions about Saint-Poncy
What is the price per m² in Saint-Poncy? ▶
The median price per m² in Saint-Poncy is 11 065 €.
What is the rental yield in Saint-Poncy? ▶
The gross rental yield in Saint-Poncy is 0.9%.
Is Saint-Poncy a good real estate investment? ▶
Saint-Poncy has a ScorCity score of 46/100, making it a moderate investment.
What is the average energy rating in Saint-Poncy? ▶
The most common energy rating class in Saint-Poncy is B.
What are the natural risks in Saint-Poncy? ▶
4 risks are identified in Saint-Poncy: Feu de forêt, Radon, Transport de marchandises dangereuses.