Wikimedia Commons CC BY-SA
Saint-Palais
Rural municipality · 03370 · Auvergne-Rhône-Alpes
👥 Population
163
2023 · INSEE
🏠 Median price /m²
1 029 €
📈 74% since 2015
💰 Gross yield
8.5 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Palais — Score 52/100.
52
💰 Yield73
🌳 Quality of life73
📊 Dynamism51
💸 Affordability85
🛡️ Safety14
⚡ Energy rating5
🏠 Property prices
DVF · 9 Transactions · Saint-Palais
🏡 House /m²
1 029 €
📋 Transactions
9
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.3 €/m²
monthly
💰 Gross yield
8.5 %
⏳ Payback period
11.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
45.7 %
🏖️ Secondary homes
21.7 %
🚪 Vacant homes
32.6 %
🏢 Apartments
1.0 %
97.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.070 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
71.230 %
🏘️ Housing tax
22.990 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
8.630 %
🌾 Land tax (unbuilt) REI
0.47 %
🏢 CFE
27.56 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
163
2023
📐 Area
20.40 km²
8 inh/km²
💶 Median income
19 530 €
📊 Median age
60.4 yrs
18.5% under 30
💼 Activity rate
68.8 %
ages 15-64
📉 Unemployment rate
14.5 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
61
SIRENE database 2026
✨ 2024 creations
7
+75.0% vs 2023
📊 2023 creations
4
💼 Economic density
374
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Lavaufranche
À 13.68 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Montluçon
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays d'Huriel
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
5
⚽ Sport
3
🎭 Culture
1
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
100.0 %
100.0 %
G
0.0 %
100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 1 risks identified
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 193 analyses · SIVOM RIVE GAUCHE DU CHER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
193
🎯 Municipalities with a similar score
Same region, score close to
Lyon 5e
69005
52/100
47 777 Inhabitants
Lyon 4e
69004
52/100
34 752 Inhabitants
Bourgoin-Jallieu
38300
52/100
30 151 Inhabitants
Montbrison
42600
52/100
16 123 Inhabitants
Saint-Genis-Pouilly
01630
52/100
14 432 Inhabitants
Le Pont-de-Claix
38800
52/100
10 956 Inhabitants
Vétraz-Monthoux
74100
52/100
10 949 Inhabitants
Bellerive-sur-Allier
03700
52/100
8 943 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Préveranges | 4.6 km | 65/100 | 520 |
| Culan | 11.7 km | 62/100 | 779 |
| Boussac-Bourg | 10.7 km | 54/100 | 686 |
| Boussac | 12.3 km | 41/100 | 1 236 |
| Soumans | 15.0 km | 58/100 | 611 |
| Châteaumeillant | 14.5 km | 56/100 | 1 629 |
| Saint-Martinien | 15.9 km | 62/100 | 597 |
| Vesdun | 16.3 km | 64/100 | 540 |
❓ Frequently asked questions about Saint-Palais
What is the price per m² in Saint-Palais? ▶
The median price per m² in Saint-Palais is 1 029 €.
What is the rental yield in Saint-Palais? ▶
The gross rental yield in Saint-Palais is 8.5%.
Is Saint-Palais a good real estate investment? ▶
Saint-Palais has a ScorCity score of 52/100, making it a moderate investment.
What is the average energy rating in Saint-Palais? ▶
The most common energy rating class in Saint-Palais is F.
What are the natural risks in Saint-Palais? ▶
1 risks are identified in Saint-Palais: Séisme.