View of Saint-Marcel-en-Murat, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Marcel-en-Murat

Rural municipality · 03390 · Auvergne-Rhône-Alpes

👥 Population
128
2023 · INSEE
🏠 Median price /m²
1 465 €
📈 89% since 2015
💰 Gross yield
6.6 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Marcel-en-Murat — Score 50/100.

50
💰 Yield49
🌳 Quality of life32
📊 Dynamism50
💸 Affordability67
🛡️ Safety14
⚡ Energy rating88
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Saint-Marcel-en-Murat

🏡 House /m²
1 465 €
📋 Transactions
2
📈 Price per m² evolution (2021 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
6.6 %
⏳ Payback period
15.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
84.4 %
🏖️ Secondary homes
12.1 %
🚪 Vacant homes
3.5 %
🏢 Apartments
2.8 %
97.2 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
2
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.820 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
68.080 %
🏘️ Housing tax
22.850 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.660 %
🌾 Land tax (unbuilt) REI
24.84 %
🏢 CFE
28.23 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
128
2023
📐 Area
16.94 km²
8 inh/km²
💶 Median income
24 150 €
📊 Median age
59.2 yrs
17.1% under 30
💼 Activity rate
71.6 %
ages 15-64
📉 Unemployment rate
5.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
47
SIRENE database 2026
✨ 2024 creations
2
-33.3% vs 2023
📊 2023 creations
3
💼 Economic density
367
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Louroux-de-Bouble
À 11.01 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Commentry Montmarault Néris Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
2

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
50.0 %
50.0 %
B
0.0 %
C
0.0 %
D
50.0 %
50.0 %
E
0.0 %
F
0.0 %
G
0.0 %

0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église12e siècle

⚠️ Natural and technological risks

Géorisques API · 5 risks identified

Affaissement minier
Effondrements localisés
Glissements ou mouvements de pente
Tassements
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 211 analyses · SIVOM REGION MINIERE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
211

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Montmarault 3.8 km 70/100 1 525
Tronget 12.9 km 64/100 925
Bellenaves 13.5 km 33/100 983
Lapeyrouse 13.9 km 60/100 521
Bézenet 12.2 km 50/100 910
Buxières-les-Mines 17.2 km 48/100 994
Saint-Hilaire 18.0 km 34/100 503
Chantelle 14.8 km 50/100 1 131

❓ Frequently asked questions about Saint-Marcel-en-Murat

What is the price per m² in Saint-Marcel-en-Murat?

The median price per m² in Saint-Marcel-en-Murat is 1 465 €.

What is the rental yield in Saint-Marcel-en-Murat?

The gross rental yield in Saint-Marcel-en-Murat is 6.6%.

Is Saint-Marcel-en-Murat a good real estate investment?

Saint-Marcel-en-Murat has a ScorCity score of 50/100, making it a moderate investment.

What is the average energy rating in Saint-Marcel-en-Murat?

The most common energy rating class in Saint-Marcel-en-Murat is A.

What are the natural risks in Saint-Marcel-en-Murat?

5 risks are identified in Saint-Marcel-en-Murat: Affaissement minier, Effondrements localisés, Glissements ou mouvements de pente.