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Saint-Germain-sur-Ay
Rural municipality · 50430 · Normandie
👥 Population
926
2023 · INSEE
🏠 Median price /m²
2 138 €
📈 -17% since 2015
💰 Gross yield
5.4 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 29.2 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Germain-sur-Ay — Score 28/100.
Why this score? This score is penalized mainly by improvable safety statistics (2/100) and a weak rental yield (14/100).
28
💰 Yield14
🌳 Quality of life56
📊 Dynamism53
💸 Affordability23
🛡️ Safety2
⚡ Energy rating26
🏠 Property prices
DVF · 1 Transactions · Saint-Germain-sur-Ay
🏢 Apt. /m²
2 138 €
🏡 House /m²
2 693 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Cherbourg-en-Cotentin | 2 458 € | 2 300 € | 1139 | 78 258 |
| Saint-Lô | 1 558 € | 1 774 € | 294 | 19 471 |
| Granville | 3 688 € | 3 478 € | 317 | 12 510 |
| La Hague | 5 682 € | 2 250 € | 154 | 11 484 |
| Carentan-les-Marais | 2 639 € | 1 593 € | 209 | 10 218 |
| Avranches | 2 160 € | 2 254 € | 151 | 10 143 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
9.56 €/m²
monthly
💰 Gross yield
5.4 %
⏳ Payback period
18.6 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
32.4 %
🏖️ Secondary homes
63.4 %
Highly touristic market
🚪 Vacant homes
4.2 %
🏢 Apartments
1.1 %
96.4 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
10
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
45.780 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
76.510 %
🏘️ Housing tax
23.110 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
19.790 %
🌾 Land tax (unbuilt) REI
22.97 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
926
2023
📐 Area
14.53 km²
64 inh/km²
💶 Median income
23 420 €
📊 Median age
57.7 yrs
21.1% under 30
💼 Activity rate
70.3 %
ages 15-64
📉 Unemployment rate
9.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
259
SIRENE database 2026
✨ 2024 creations
21
-19.2% vs 2023
📊 2023 creations
26
💼 Economic density
280
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Coutances
À 24.41 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Côte Ouest Centre Manche
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
14
📋 Commerce
7
📋 Enseignement
1
🏥 Sante
4
⚽ Sport
3
🎭 Culture
2
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 9 | 9.70 ‰ | 7.2 ‰ | +35 % vs moy. |
| Violences physiques intrafamiliales | 6 | 6.50 ‰ | 4.2 ‰ | +55 % vs moy. |
| Vols sans violence contre des personnes | 5 | 5.40 ‰ | 7.3 ‰ | -26 % vs moy. |
⚡ Energy performance
24 DPE · ADEME
📊 Energy rating distribution
A
4.2 %
B
8.3 %
8.3 %
C
4.2 %
D
25.0 %
25.0 %
E
29.2 %
29.2 %
F
16.7 %
16.7 %
G
12.5 %
12.5 %
29.2 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| corps de garde | 17e siècle |
| église | 12e siècle;18e siècle |
⚠️ Natural and technological risks
Géorisques API · 15 risks identified
Tempête et grains (vent)
Engins de guerre
Foudre
Grêle
Tassements différentiels
Eboulement ou chutes de pierres et de blocs
Mouvement de terrain
Neige et pluies verglaçantes
Par remontées de nappes naturelles
Par submersion marine
Par une crue à débordement lent de cours d'eau
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 264 analyses · SAUR NORMANDIE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 264
⚡ EV charging stations
IRVE
🔌 Stations
4
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Mesnils-sur-Iton
27160
28/100
6 078 Inhabitants
Breteuil
27160
28/100
4 282 Inhabitants
Touques
14800
28/100
3 913 Inhabitants
Cabourg
14390
28/100
3 725 Inhabitants
Beaumont-le-Roger
27170
28/100
2 769 Inhabitants
Criel-sur-Mer
76910
28/100
2 527 Inhabitants
Saint-Aubin-Routot
76430
28/100
1 972 Inhabitants
Rogerville
76700
28/100
1 734 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| La Haye | 6.0 km | 34/100 | 4 029 |
| Créances | 5.1 km | 47/100 | 2 067 |
| Lessay | 6.0 km | 62/100 | 2 278 |
| Pirou | 8.6 km | 30/100 | 1 514 |
| Vesly | 8.5 km | 52/100 | 728 |
| Geffosses | 12.5 km | 48/100 | 501 |
| Port-Bail-sur-Mer | 13.2 km | 42/100 | 2 520 |
| Besneville | 16.0 km | 34/100 | 661 |
❓ Frequently asked questions about Saint-Germain-sur-Ay
What is the price per m² in Saint-Germain-sur-Ay? ▶
The median price per m² in Saint-Germain-sur-Ay is 2 138 €.
What is the rental yield in Saint-Germain-sur-Ay? ▶
The gross rental yield in Saint-Germain-sur-Ay is 5.4%.
Is Saint-Germain-sur-Ay a good real estate investment? ▶
Saint-Germain-sur-Ay has a ScorCity score of 28/100, making it a risky investment.
What is the average energy rating in Saint-Germain-sur-Ay? ▶
The most common energy rating class in Saint-Germain-sur-Ay is E.
What are the natural risks in Saint-Germain-sur-Ay? ▶
15 risks are identified in Saint-Germain-sur-Ay: Tempête et grains (vent), Engins de guerre, Foudre.