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Mercy
Rural municipality · 03340 · Auvergne-Rhône-Alpes
👥 Population
244
2023 · INSEE
🏠 Median price /m²
952 €
📈 -28% since 2015
💰 Gross yield
10.1 %
rent / purchase price
⚡ Avg. energy rating
B
🔴 33.3 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Mercy — Score 59/100.
59
💰 Yield83
🌳 Quality of life42
📊 Dynamism50
💸 Affordability88
🛡️ Safety14
⚡ Energy rating58
🏠 Property prices
DVF · 5 Transactions · Mercy
🏡 House /m²
952 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.98 €/m²
monthly
💰 Gross yield
10.1 %
⏳ Payback period
9.9 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
70.5 %
🏖️ Secondary homes
10.1 %
🚪 Vacant homes
19.5 %
🏢 Apartments
0.6 %
96.9 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.190 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
69.530 %
🏘️ Housing tax
24.030 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
9.170 %
🌾 Land tax (unbuilt) REI
1.86 %
🏢 CFE
25.94 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
244
2023
📐 Area
29.22 km²
8 inh/km²
💶 Median income
21 340 €
📊 Median age
46.9 yrs
30.4% under 30
💼 Activity rate
80.3 %
ages 15-64
📉 Unemployment rate
9.1 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
80
SIRENE database 2026
✨ 2024 creations
7
-36.4% vs 2023
📊 2023 creations
11
💼 Economic density
328
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Bessay-sur-Allier
À 12.53 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Entr'Allier Besbre et Loire
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
3
📋 Commerce
1
⚽ Sport
2
⚡ Energy performance
3 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
33.3 %
33.3 %
C
0.0 %
D
33.3 %
33.3 %
E
0.0 %
F
33.3 %
33.3 %
G
0.0 %
33.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 1 risks identified
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 459 analyses · SIVOM SOLOGNE BOURBONNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
459
🎯 Municipalities with a similar score
Same region, score close to
Gerzat
63360
59/100
10 335 Inhabitants
Saint-Flour
15100
59/100
6 391 Inhabitants
Arpajon-sur-Cère
15130
59/100
6 361 Inhabitants
Thizy-les-Bourgs
69240
59/100
5 771 Inhabitants
Mur-sur-Allier
63111
59/100
3 111 Inhabitants
Bourbon-l'Archambault
03160
59/100
2 494 Inhabitants
Combronde
63460
59/100
2 138 Inhabitants
Allan
26780
59/100
1 980 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Treteau | 9.3 km | 53/100 | 520 |
| Montbeugny | 9.1 km | 54/100 | 638 |
| Neuilly-le-Réal | 6.8 km | 40/100 | 1 435 |
| Thiel-sur-Acolin | 9.6 km | 57/100 | 1 027 |
| Jaligny-sur-Besbre | 9.2 km | 54/100 | 559 |
| Vaumas | 8.3 km | 46/100 | 528 |
| Montoldre | 13.4 km | 40/100 | 590 |
| Lusigny | 14.2 km | 48/100 | 1 620 |
❓ Frequently asked questions about Mercy
What is the price per m² in Mercy? ▶
The median price per m² in Mercy is 952 €.
What is the rental yield in Mercy? ▶
The gross rental yield in Mercy is 10.1%.
Is Mercy a good real estate investment? ▶
Mercy has a ScorCity score of 59/100, making it an interesting investment.
What is the average energy rating in Mercy? ▶
The most common energy rating class in Mercy is B.
What are the natural risks in Mercy? ▶
1 risks are identified in Mercy: Séisme.