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Louchy-Montfand
Rural municipality · 03500 · Auvergne-Rhône-Alpes
👥 Population
397
2023 · INSEE
🏠 Median price /m²
1 331 €
📈 6% since 2015
💰 Gross yield
7.3 %
rent / purchase price
⚡ Avg. energy rating
C
🔴 33.3 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Louchy-Montfand — Score 53/100.
53
💰 Yield59
🌳 Quality of life57
📊 Dynamism51
💸 Affordability73
🛡️ Safety14
⚡ Energy rating58
🏠 Property prices
DVF · 6 Transactions · Louchy-Montfand
🏡 House /m²
1 331 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
7.3 %
⏳ Payback period
13.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
85.3 %
🏖️ Secondary homes
9.6 %
🚪 Vacant homes
5.0 %
🏢 Apartments
2.9 %
97.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
8
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
34.110 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
71.130 %
🏘️ Housing tax
23.420 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
15.600 %
🌾 Land tax (unbuilt) REI
30.42 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
397
2023
📐 Area
5.33 km²
74 inh/km²
💶 Median income
23 390 €
📊 Median age
49.5 yrs
22.5% under 30
💼 Activity rate
85.5 %
ages 15-64
📉 Unemployment rate
8.5 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
76
SIRENE database 2026
✨ 2024 creations
6
+20.0% vs 2023
📊 2023 creations
5
💼 Economic density
191
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Varennes-sur-Allier
À 11.41 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Saint-Pourçain-sur-Sioule
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Saint-Pourçain Sioule Limagne
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
8
📋 Enseignement
1
🏥 Sante
2
⚽ Sport
3
⚡ Energy performance
3 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
33.3 %
33.3 %
D
0.0 %
E
33.3 %
33.3 %
F
0.0 %
G
33.3 %
33.3 %
33.3 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| église | 12e siècle;14e siècle |
| édifice fortifié;château | 15e siècle;16e siècle;17e siècle;18e siècle |
⚠️ Natural and technological risks
Géorisques API · 2 risks identified
Rupture de barrage
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 440 analyses · SIVOM VAL D'ALLIER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
440
🎯 Municipalities with a similar score
Same region, score close to
Vénissieux
69200
53/100
65 502 Inhabitants
Lyon 6e
69006
53/100
49 385 Inhabitants
Ambérieu-en-Bugey
01500
53/100
15 934 Inhabitants
Privas
07000
53/100
8 538 Inhabitants
Billom
63160
53/100
4 805 Inhabitants
Saint-Martin-en-Haut
69850
53/100
3 942 Inhabitants
Saint-Jeoire
74490
53/100
3 457 Inhabitants
Feillens
01570
53/100
3 411 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saulcet | 2.8 km | 45/100 | 657 |
| Bransat | 3.6 km | 60/100 | 530 |
| Saint-Pourçain-sur-Sioule | 4.4 km | 60/100 | 4 884 |
| Bayet | 5.9 km | 55/100 | 672 |
| Contigny | 6.8 km | 57/100 | 573 |
| Monétay-sur-Allier | 8.8 km | 63/100 | 536 |
| Étroussat | 9.7 km | 40/100 | 649 |
| Chantelle | 10.3 km | 50/100 | 1 131 |
❓ Frequently asked questions about Louchy-Montfand
What is the price per m² in Louchy-Montfand? ▶
The median price per m² in Louchy-Montfand is 1 331 €.
What is the rental yield in Louchy-Montfand? ▶
The gross rental yield in Louchy-Montfand is 7.3%.
Is Louchy-Montfand a good real estate investment? ▶
Louchy-Montfand has a ScorCity score of 53/100, making it a moderate investment.
What is the average energy rating in Louchy-Montfand? ▶
The most common energy rating class in Louchy-Montfand is C.
What are the natural risks in Louchy-Montfand? ▶
2 risks are identified in Louchy-Montfand: Rupture de barrage, Séisme.