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Gipcy
Rural municipality · 03210 · Auvergne-Rhône-Alpes
👥 Population
235
2023 · INSEE
🏠 Median price /m²
1 231 €
📈 -42% since 2015
💰 Gross yield
7.9 %
rent / purchase price
⚡ Avg. energy rating
—
✅ 0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Gipcy — Score 56/100.
56
💰 Yield66
🌳 Quality of life73
📊 Dynamism51
💸 Affordability78
🛡️ Safety14
⚡ Energy rating50
🏠 Property prices
DVF · 7 Transactions · Gipcy
🏡 House /m²
1 231 €
📋 Transactions
7
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
7.9 %
⏳ Payback period
12.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
71.0 %
🏖️ Secondary homes
17.4 %
🚪 Vacant homes
11.6 %
🏢 Apartments
5.9 %
94.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.230 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
67.900 %
🏘️ Housing tax
19.380 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.230 %
🌾 Land tax (unbuilt) REI
3.43 %
🏢 CFE
31.61 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
235
2023
📐 Area
27.56 km²
9 inh/km²
💶 Median income
22 070 €
📊 Median age
45.4 yrs
28.8% under 30
💼 Activity rate
79.3 %
ages 15-64
📉 Unemployment rate
11.4 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
79
SIRENE database 2026
✨ 2024 creations
4
-42.9% vs 2023
📊 2023 creations
7
💼 Economic density
336
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Villeneuve-sur-Allier
À 22.55 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Bocage Bourbonnais
EPCI
📍 Rail access
Average
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
6
🏥 Sante
4
⚽ Sport
3
🏛️ Historical heritage
Mérimée database · 2 protected monuments
| Building | Era |
|---|---|
| église | Moyen Age;16e siècle |
| prieuré | Moyen Age |
⚠️ Natural and technological risks
Géorisques API · 1 risks identified
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 180 analyses · SIVOM NORD-ALLIER
⚗️ Physicochemistry
✅ Compliant
📋 analyses
180
🎯 Municipalities with a similar score
Same region, score close to
Clermont-Ferrand
63000
56/100
146 351 Inhabitants
Valence
26000
56/100
64 458 Inhabitants
Chamalières
63400
56/100
17 509 Inhabitants
Rumilly
74150
56/100
16 442 Inhabitants
Tournon-sur-Rhône
07300
56/100
11 279 Inhabitants
Saint-Maurice-l'Exil
38550
56/100
6 889 Inhabitants
Le Coteau
42120
56/100
6 845 Inhabitants
Bellignat
01100
56/100
3 525 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Saint-Hilaire | 3.7 km | 34/100 | 503 |
| Bourbon-l'Archambault | 8.3 km | 59/100 | 2 494 |
| Noyant-d'Allier | 6.8 km | 51/100 | 602 |
| Tronget | 9.9 km | 64/100 | 925 |
| Buxières-les-Mines | 9.0 km | 48/100 | 994 |
| Ygrande | 9.6 km | 24/100 | 762 |
| Saint-Menoux | 11.2 km | 64/100 | 1 116 |
| Cressanges | 11.1 km | 52/100 | 644 |
❓ Frequently asked questions about Gipcy
What is the price per m² in Gipcy? ▶
The median price per m² in Gipcy is 1 231 €.
What is the rental yield in Gipcy? ▶
The gross rental yield in Gipcy is 7.9%.
Is Gipcy a good real estate investment? ▶
Gipcy has a ScorCity score of 56/100, making it an interesting investment.
What are the natural risks in Gipcy? ▶
1 risks are identified in Gipcy: Séisme.