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Espinchal

Rural municipality · 63850 · Auvergne-Rhône-Alpes

👥 Population
72
2023 · INSEE
🏠 Median price /m²
2 221 €
📈 231% since 2015
💰 Gross yield
4.1 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Espinchal — Score 33/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (5/100) and improvable safety statistics (14/100).
33
💰 Yield18
🌳 Quality of life78
📊 Dynamism50
💸 Affordability44
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Espinchal

🏢 Apt. /m²
2 221 €
🏡 House /m²
1 972 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Clermont-Ferrand2 276 €2 412 €2366146 351
Cournon-d'Auvergne2 089 €2 364 €22519 951
Riom2 410 €2 334 €28318 820
Chamalières2 357 €3 409 €35517 509
Issoire1 877 €2 156 €26915 115
Pont-du-Château3 784 €2 504 €12312 412

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.58 €/m²
monthly
💰 Gross yield
4.1 %
⏳ Payback period
24.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
34.9 %
🏖️ Secondary homes
59.2 %
Highly touristic market
🚪 Vacant homes
5.8 %
🏢 Apartments
7.3 %
92.7 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
3
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.760 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
91.430 %
🏘️ Housing tax
19.490 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.200 %
🌾 Land tax (unbuilt) REI
2.70 %
🏢 CFE
0.64 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
72
2023
📐 Area
8.91 km²
8 inh/km²
📊 Median age
57.5 yrs
16.4% under 30
💼 Activity rate
73.8 %
ages 15-64
📉 Unemployment rate
3.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
22
SIRENE database 2026
✨ 2024 creations
2
+0.0% vs 2023
📊 2023 creations
2
💼 Economic density
306
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Massiac - Blesle
À 29.34 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Massif du Sancy
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
⚽ Sport
3
🎭 Culture
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
100.0 %
100.0 %
G
0.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 10 risks identified

Transport de marchandises dangereuses
Tassements différentiels
Tempête et grains (vent)
Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 003 analyses · MAIRIE DE ESPINCHAL

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 003

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Marcenat 9.3 km 59/100 508
Condat 8.2 km 48/100 933
Besse-et-Saint-Anastaise 11.9 km 27/100 1 442
Allanche 19.5 km 35/100 773
Mont-Dore 20.7 km 32/100 1 163
Murol 21.4 km 47/100 672
Saint-Diéry 19.8 km 40/100 546
La Tour-d'Auvergne 21.0 km 29/100 640

❓ Frequently asked questions about Espinchal

What is the price per m² in Espinchal? ▶

The median price per m² in Espinchal is 2 221 €.

What is the rental yield in Espinchal? ▶

The gross rental yield in Espinchal is 4.1%.

Is Espinchal a good real estate investment? ▶

Espinchal has a ScorCity score of 33/100, making it a risky investment.

What is the average energy rating in Espinchal? ▶

The most common energy rating class in Espinchal is F.

What are the natural risks in Espinchal? ▶

10 risks are identified in Espinchal: Transport de marchandises dangereuses, Tassements différentiels, Tempête et grains (vent).