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Espinchal

Rural municipality · 63850 · Auvergne-Rhône-Alpes

👥 Population
72
2023 · INSEE
🏠 Median price /m²
2 221 €
📈 231% since 2015
💰 Gross yield
4.1 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 100.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Espinchal — Score 33/100.

Why this score? This score is penalized mainly by an energy-inefficient housing stock (5/100) and improvable safety statistics (14/100).
33
💰 Yield18
🌳 Quality of life78
📊 Dynamism50
💸 Affordability44
🛡️ Safety14
⚡ Energy rating5
🧮 Simulate your rental yield

🏠 Property prices

DVF · 4 Transactions · Espinchal

🏢 Apt. /m²
2 221 €
🏡 House /m²
1 972 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Clermont-Ferrand2 276 €2 412 €2366146 351
Cournon-d'Auvergne2 089 €2 364 €22519 951
Riom2 410 €2 334 €28318 820
Chamalières2 357 €3 409 €35517 509
Issoire1 877 €2 156 €26915 115
Pont-du-Château3 784 €2 504 €12312 412

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.58 €/m²
monthly
💰 Gross yield
4.1 %
⏳ Payback period
24.4 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
34.9 %
🏖️ Secondary homes
59.2 %
Highly touristic market
🚪 Vacant homes
5.8 %
🏢 Apartments
7.3 %
92.7 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
3
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
31.760 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
91.430 %
🏘️ Housing tax
19.490 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.200 %
🌾 Land tax (unbuilt) REI
2.70 %
🏢 CFE
0.64 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
72
2023
📐 Area
8.91 km²
8 inh/km²
📊 Median age
57.5 yrs
16.4% under 30
💼 Activity rate
73.8 %
ages 15-64
📉 Unemployment rate
3.2 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
22
SIRENE database 2026
✨ 2024 creations
2
+0.0% vs 2023
📊 2023 creations
2
💼 Economic density
306
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Massiac - Blesle
À 29.34 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Massif du Sancy
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
⚽ Sport
3
🎭 Culture
1

⚡ Energy performance

1 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
100.0 %
100.0 %
G
0.0 %

100.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 10 risks identified

Transport de marchandises dangereuses
Tassements différentiels
Tempête et grains (vent)
Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Radon
Inondation
Séisme
Par ruissellement et coulée de boue

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 1 003 analyses · MAIRIE DE ESPINCHAL

⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 003

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Marcenat 9.3 km 59/100 508
Condat 8.2 km 48/100 933
Besse-et-Saint-Anastaise 11.9 km 27/100 1 442
Allanche 19.5 km 35/100 773
Mont-Dore 20.7 km 32/100 1 163
Murol 21.4 km 47/100 672
Saint-Diéry 19.8 km 40/100 546
La Tour-d'Auvergne 21.0 km 29/100 640

❓ Frequently asked questions about Espinchal

What is the price per m² in Espinchal?

The median price per m² in Espinchal is 2 221 €.

What is the rental yield in Espinchal?

The gross rental yield in Espinchal is 4.1%.

Is Espinchal a good real estate investment?

Espinchal has a ScorCity score of 33/100, making it a risky investment.

What is the average energy rating in Espinchal?

The most common energy rating class in Espinchal is F.

What are the natural risks in Espinchal?

10 risks are identified in Espinchal: Transport de marchandises dangereuses, Tassements différentiels, Tempête et grains (vent).