Wikimedia Commons CC BY-SA
Cosne-d'Allier
Small town · 03430 · Auvergne-Rhône-Alpes
👥 Population
2 006
2023 · INSEE
🏠 Median price /m²
1 297 €
📈 32% since 2015
💰 Gross yield
8.0 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 51.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Cosne-d'Allier — Score 61/100.
61
💰 Yield68
🌳 Quality of life62
📊 Dynamism56
💸 Affordability75
🛡️ Safety90
⚡ Energy rating12
🏠 Property prices
DVF · 4 Transactions · Cosne-d'Allier
🏢 Apt. /m²
1 297 €
🏡 House /m²
1 000 €
📋 Transactions
4
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.69 €/m²
monthly
💰 Gross yield
8.0 %
⏳ Payback period
12.4 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
77.9 %
🏖️ Secondary homes
4.1 %
🚪 Vacant homes
18.0 %
🏢 Apartments
17.6 %
82.1 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
144
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.410 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
75.820 %
🏘️ Housing tax
27.410 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
10.950 %
🌾 Land tax (unbuilt) REI
0.47 %
🏢 CFE
28.23 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
2 006
2023
📐 Area
25.26 km²
79 inh/km²
💶 Median income
20 910 €
📊 Median age
56.1 yrs
22.2% under 30
💼 Activity rate
73.0 %
ages 15-64
📉 Unemployment rate
10.9 %
2021 census
🎯 Poverty rateⓘShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
14.0 %
60% FILOSOFI threshold
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
328
SIRENE database 2026
✨ 2024 creations
30
+36.4% vs 2023
📊 2023 creations
22
💼 Economic density
164
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Magnette
À 17.72 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Commentry Montmarault Néris Communauté
EPCI
📍 Rail access
Average
Station distance
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE EMILE GUILLAUMIN | public | 98.2 |
🏥 Healthcare
BPE · FINESS
🏥 Hospitals
1
💊 Pharmacies
1
🏥 Établissements de santé
4
Source FINESS
👵 EHPAD
1
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
38
📋 Commerce
16
📋 Enseignement
2
🏥 Sante
25
🚆 Transport
1
⚽ Sport
14
🎭 Culture
2
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Escroqueries et fraudes aux moyens de paiement | 9 | 4.50 ‰ | 6.3 ‰ | -29 % vs moy. |
| Vols sans violence contre des personnes | 6 | 3.00 ‰ | 7.3 ‰ | -59 % vs moy. |
| Destructions et dégradations volontaires | 5 | 2.50 ‰ | 7.2 ‰ | -65 % vs moy. |
⚡ Energy performance
49 DPE · ADEME
📊 Energy rating distribution
A
2.0 %
B
2.0 %
C
8.2 %
8.2 %
D
14.3 %
14.3 %
E
22.4 %
22.4 %
F
26.5 %
26.5 %
G
24.5 %
24.5 %
51.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
⚠️ Natural and technological risks
Géorisques API · 3 risks identified
Par une crue torrentielle ou à montée rapide de cours d'eau
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 1 414 analyses · SIVOM REGION MINIERE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
1 414
⚡ EV charging stations
IRVE
🔌 Stations
11
⚡ Charge points
41
🚀 Incl. fast charging
6
🎯 Municipalities with a similar score
Same region, score close to
Saint-Martin-d'Hères
38400
61/100
37 695 Inhabitants
Bourg-lès-Valence
26500
61/100
19 992 Inhabitants
La Motte-Servolex
73290
61/100
12 067 Inhabitants
Le Teil
07400
61/100
8 726 Inhabitants
Saint-Geoire-en-Valdaine
38620
61/100
2 392 Inhabitants
Malataverne
26780
61/100
2 258 Inhabitants
Pont-de-Vaux
01190
61/100
2 204 Inhabitants
Grane
26400
61/100
2 204 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Villefranche-d'Allier | 10.1 km | 53/100 | 1 238 |
| Buxières-les-Mines | 8.9 km | 48/100 | 994 |
| Ygrande | 10.5 km | 24/100 | 762 |
| Hérisson | 9.9 km | 33/100 | 555 |
| Cérilly | 15.5 km | 21/100 | 1 316 |
| Haut-Bocage | 11.0 km | 55/100 | 841 |
| Doyet | 16.1 km | 50/100 | 1 109 |
| Bézenet | 17.2 km | 50/100 | 910 |
❓ Frequently asked questions about Cosne-d'Allier
What is the price per m² in Cosne-d'Allier? ▶
The median price per m² in Cosne-d'Allier is 1 297 €.
What is the rental yield in Cosne-d'Allier? ▶
The gross rental yield in Cosne-d'Allier is 8.0%.
Is Cosne-d'Allier a good real estate investment? ▶
Cosne-d'Allier has a ScorCity score of 61/100, making it an interesting investment.
What is the average energy rating in Cosne-d'Allier? ▶
The most common energy rating class in Cosne-d'Allier is F.
What are the natural risks in Cosne-d'Allier? ▶
3 risks are identified in Cosne-d'Allier: Par une crue torrentielle ou à montée rapide de cours d'eau, Inondation, Séisme.