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Civray
Rural municipality · 18290 · Centre-Val de Loire
👥 Population
926
2023 · INSEE
🏠 Median price /m²
400 €
📈 -70% since 2015
💰 Gross yield
26.4 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Good
Civray — Score 61/100.
61
💰 Yield90
🌳 Quality of life44
📊 Dynamism51
💸 Affordability91
🛡️ Safety12
⚡ Energy rating58
🏠 Property prices
DVF · 1 Transactions · Civray
🏢 Apt. /m²
400 €
🏡 House /m²
860 €
📋 Transactions
1
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Bourges | 1 716 € | 1 786 € | 1186 | 64 186 |
| Vierzon | 1 245 € | 1 054 € | 582 | 25 068 |
| Saint-Amand-Montrond | 1 667 € | 1 122 € | 250 | 9 899 |
| Saint-Doulchard | 1 583 € | 1 762 € | 141 | 9 647 |
| Saint-Florent-sur-Cher | 1 250 € | 1 316 € | 100 | 6 463 |
| Mehun-sur-Yèvre | 1 020 € | 1 485 € | 129 | 6 380 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.8 €/m²
monthly
💰 Gross yield
26.4 %
⏳ Payback period
3.8 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
84.5 %
🏖️ Secondary homes
6.6 %
🚪 Vacant homes
8.9 %
🏢 Apartments
0.7 %
99.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
1
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
36.890 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
63.100 %
🏘️ Housing tax
22.890 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
21.500 %
🌾 Land tax (unbuilt) REI
6.66 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
926
2023
📐 Area
41.59 km²
22 inh/km²
💶 Median income
23 380 €
📊 Median age
46.7 yrs
28.8% under 30
💼 Activity rate
82.4 %
ages 15-64
📉 Unemployment rate
7.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
166
SIRENE database 2026
✨ 2024 creations
16
+33.3% vs 2023
📊 2023 creations
12
💼 Economic density
179
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Saint-Florent-sur-Cher
À 5.42 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Bourges
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC FerCher
EPCI
📍 Rail access
Good
Station distance
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
9
📋 Commerce
1
📋 Enseignement
1
🚆 Transport
1
⚽ Sport
4
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 5 | 5.40 ‰ | 7.2 ‰ | -25 % vs moy. |
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
100.0 %
100.0 %
E
0.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| chapelle | 12e siècle;15e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Mouvement de terrain
Phénomène lié à l'atmosphère
Transport de marchandises dangereuses
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 770 analyses · C COM FERCHER PAYS FLORENTAIS
⚗️ Physicochemistry
✅ Compliant
📋 analyses
770
🎯 Municipalities with a similar score
Same region, score close to
Dreux
28100
61/100
31 543 Inhabitants
Saint-Cyr-sur-Loire
37540
61/100
17 029 Inhabitants
Ingré
45140
61/100
10 062 Inhabitants
Mehun-sur-Yèvre
18500
61/100
6 380 Inhabitants
Auzouer-en-Touraine
37110
61/100
2 159 Inhabitants
Château-Renard
45220
61/100
2 112 Inhabitants
Vienne-en-Val
45510
61/100
2 004 Inhabitants
Boulleret
18240
61/100
1 397 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Chârost | 4.8 km | 53/100 | 888 |
| Plou | 7.0 km | 54/100 | 527 |
| Saint-Florent-sur-Cher | 5.5 km | 66/100 | 6 463 |
| Lunery | 7.5 km | 55/100 | 1 486 |
| Morthomiers | 9.5 km | 53/100 | 845 |
| Saint-Caprais | 8.3 km | 58/100 | 747 |
| Le Subdray | 10.1 km | 42/100 | 967 |
| Saint-Georges-sur-Arnon | 9.7 km | 47/100 | 548 |
❓ Frequently asked questions about Civray
What is the price per m² in Civray? ▶
The median price per m² in Civray is 400 €.
What is the rental yield in Civray? ▶
The gross rental yield in Civray is 26.4%.
Is Civray a good real estate investment? ▶
Civray has a ScorCity score of 61/100, making it an interesting investment.
What is the average energy rating in Civray? ▶
The most common energy rating class in Civray is D.
What are the natural risks in Civray? ▶
4 risks are identified in Civray: Mouvement de terrain, Phénomène lié à l'atmosphère, Transport de marchandises dangereuses.