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Châtel-Montagne

Rural municipality · 03250 · Auvergne-Rhône-Alpes

👥 Population
326
2023 · INSEE
🏠 Median price /m²
1 833 €
📈 154% since 2015
💰 Gross yield
5.0 %
rent / purchase price
⚡ Avg. energy rating
D
✅ 7.1 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Châtel-Montagne — Score 45/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and a weak rental yield (23/100).
45
💰 Yield23
🌳 Quality of life76
📊 Dynamism51
💸 Affordability50
🛡️ Safety14
⚡ Energy rating71
🧮 Simulate your rental yield

🏠 Property prices

DVF · 14 Transactions · Châtel-Montagne

🏡 House /m²
1 833 €
📋 Transactions
14
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.68 €/m²
monthly
💰 Gross yield
5.0 %
⏳ Payback period
19.9 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
45.3 %
🏖️ Secondary homes
43.7 %
Highly touristic market
🚪 Vacant homes
11.0 %
🏢 Apartments
1.1 %
98.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
2
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.730 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
72.950 %
🏘️ Housing tax
18.570 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
14.070 %
🌾 Land tax (unbuilt) REI
0.57 %
🏢 CFE
28.63 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
326
2023
📐 Area
36.69 km²
9 inh/km²
💶 Median income
17 980 €
📊 Median age
57.2 yrs
17.3% under 30
💼 Activity rate
72.2 %
ages 15-64
📉 Unemployment rate
18.6 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
182
SIRENE database 2026
✨ 2024 creations
9
-10.0% vs 2023
📊 2023 creations
10
💼 Economic density
558
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Vichy
À 22.36 km · Segment A
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Vichy Communauté
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
8
📋 Commerce
4
🏥 Sante
1
🚆 Transport
1
⚽ Sport
6
🎭 Culture
2

⚡ Energy performance

14 DPE · ADEME

📊 Energy rating distribution
A
14.3 %
14.3 %
B
7.1 %
C
7.1 %
D
50.0 %
50.0 %
E
14.3 %
14.3 %
F
0.0 %
G
7.1 %

7.1 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
église4e quart 11e siècle

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Feu de forêt
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 2 536 analyses · SYNDICAT MIXTE VALLEE DE LA BESBRE

🧪 Bacteriology
✅ Compliant
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 536

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Arfeuilles 5.2 km 39/100 594
Le Mayet-de-Montagne 7.1 km 58/100 1 383
Le Breuil 9.1 km 60/100 524
Isserpent 9.7 km 55/100 560
Saint-Prix 14.7 km 58/100 776
Saint-Martin-d'Estréaux 14.1 km 56/100 845
Molles 12.6 km 44/100 904
Lapalisse 18.6 km 62/100 3 138

❓ Frequently asked questions about Châtel-Montagne

What is the price per m² in Châtel-Montagne?

The median price per m² in Châtel-Montagne is 1 833 €.

What is the rental yield in Châtel-Montagne?

The gross rental yield in Châtel-Montagne is 5.0%.

Is Châtel-Montagne a good real estate investment?

Châtel-Montagne has a ScorCity score of 45/100, making it a moderate investment.

What is the average energy rating in Châtel-Montagne?

The most common energy rating class in Châtel-Montagne is D.

What are the natural risks in Châtel-Montagne?

2 risks are identified in Châtel-Montagne: Feu de forêt, Séisme.