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Bessay-sur-Allier
Rural municipality · 03340 · Auvergne-Rhône-Alpes
👥 Population
1 382
2023 · INSEE
🏠 Median price /m²
2 000 €
📈 83% since 2015
💰 Gross yield
5.2 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 22.9 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Bessay-sur-Allier — Score 53/100.
53
💰 Yield84
🌳 Quality of life41
📊 Dynamism52
💸 Affordability86
🛡️ Safety4
⚡ Energy rating31
🏠 Property prices
DVF · 11 Transactions · Bessay-sur-Allier
🏢 Apt. /m²
2 000 €
🏡 House /m²
1 006 €
📋 Transactions
11
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Montluçon | 1 034 € | 1 125 € | 869 | 33 147 |
| Vichy | 2 068 € | 1 902 € | 880 | 25 115 |
| Moulins | 1 583 € | 1 613 € | 351 | 19 206 |
| Cusset | 1 413 € | 1 702 € | 239 | 13 316 |
| Yzeure | 1 333 € | 1 550 € | 178 | 12 897 |
| Bellerive-sur-Allier | 1 912 € | 1 863 € | 142 | 8 943 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
8.63 €/m²
monthly
💰 Gross yield
5.2 %
⏳ Payback period
19.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
86.2 %
🏖️ Secondary homes
1.5 %
🚪 Vacant homes
12.3 %
🏢 Apartments
4.7 %
95.3 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
66
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
40.130 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
76.480 %
🏘️ Housing tax
24.480 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
7.710 %
🌾 Land tax (unbuilt) REI
36.22 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 382
2023
📐 Area
34.76 km²
40 inh/km²
💶 Median income
22 250 €
📊 Median age
45.4 yrs
32.5% under 30
💼 Activity rate
75.4 %
ages 15-64
📉 Unemployment rate
6.8 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
214
SIRENE database 2026
✨ 2024 creations
17
+0.0% vs 2023
📊 2023 creations
17
💼 Economic density
155
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Bessay-sur-Allier
À 1.12 km · Segment C
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Moulins
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CA Moulins Communauté
EPCI
📍 Rail access
Excellent
Station distance
🎓 Education
National Education API
📚 Schools
1
🏫 Middle schools
—
🎓 High schools
—
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
19
📋 Commerce
5
📋 Enseignement
2
🏥 Sante
6
🚆 Transport
1
⚽ Sport
10
🛡️ Safety
SSMSI · SSMSI · Ministry of the Interior
| Indicator | Incidents | Rate ‰ | Nat. average | Gap |
|---|---|---|---|---|
| Destructions et dégradations volontaires | 10 | 7.20 ‰ | 7.2 ‰ | Dans la moyenne |
| Escroqueries et fraudes aux moyens de paiement | 10 | 7.20 ‰ | 6.3 ‰ | Dans la moyenne |
⚡ Energy performance
48 DPE · ADEME
📊 Energy rating distribution
A
2.1 %
B
6.2 %
C
10.4 %
10.4 %
D
27.1 %
27.1 %
E
31.2 %
31.2 %
F
16.7 %
16.7 %
G
6.2 %
22.9 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 5 protected monuments
| Building | Era |
|---|---|
| château | 17e siècle;18e siècle;19e siècle |
| maison | 17e siècle |
| château | 17e siècle;18e siècle |
| château | 2e quart 17e siècle |
| église | 12e siècle |
⚠️ Natural and technological risks
Géorisques API · 5 risks identified
Par une crue à débordement lent de cours d'eau
Rupture de barrage
Transport de marchandises dangereuses
Inondation
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 2 909 analyses · SIVOM SOLOGNE BOURBONNAISE
⚗️ Physicochemistry
✅ Compliant
📋 analyses
2 909
⚡ EV charging stations
IRVE
🔌 Stations
2
⚡ Charge points
4
🚀 Incl. fast charging
0
🎯 Municipalities with a similar score
Same region, score close to
Vénissieux
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69006
53/100
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Ambérieu-en-Bugey
01500
53/100
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Privas
07000
53/100
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Billom
63160
53/100
4 805 Inhabitants
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69850
53/100
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74490
53/100
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Feillens
01570
53/100
3 411 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Toulon-sur-Allier | 6.6 km | 70/100 | 1 166 |
| Chemilly | 5.6 km | 28/100 | 580 |
| Neuilly-le-Réal | 5.4 km | 40/100 | 1 435 |
| Châtel-de-Neuvre | 6.7 km | 67/100 | 563 |
| Saint-Loup | 10.6 km | 59/100 | 575 |
| Monétay-sur-Allier | 10.0 km | 63/100 | 536 |
| Bressolles | 10.9 km | 45/100 | 1 143 |
| Yzeure | 12.9 km | 70/100 | 12 897 |
❓ Frequently asked questions about Bessay-sur-Allier
What is the price per m² in Bessay-sur-Allier? ▶
The median price per m² in Bessay-sur-Allier is 2 000 €.
What is the rental yield in Bessay-sur-Allier? ▶
The gross rental yield in Bessay-sur-Allier is 5.2%.
Is Bessay-sur-Allier a good real estate investment? ▶
Bessay-sur-Allier has a ScorCity score of 53/100, making it a moderate investment.
What is the average energy rating in Bessay-sur-Allier? ▶
The most common energy rating class in Bessay-sur-Allier is E.
What are the natural risks in Bessay-sur-Allier? ▶
5 risks are identified in Bessay-sur-Allier: Par une crue à débordement lent de cours d'eau, Rupture de barrage, Transport de marchandises dangereuses.