View of Ternay, 86 — real-estate investment analysis Wikimedia Commons CC BY-SA

Ternay

Rural municipality · 86120 · Nouvelle-Aquitaine

👥 Population
189
2023 · INSEE
🏠 Median price /m²
636 €
📈 -35% since 2015
💰 Gross yield
15.0 %
rent / purchase price
⚡ Avg. energy rating
A
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Ternay — Score 53/100.

53
💰 Yield50
🌳 Quality of life47
📊 Dynamism100
💸 Affordability50
🛡️ Safety14
⚡ Energy rating58
🧮 Simulate your rental yield

🏠 Property prices

DVF · 3 Transactions · Ternay

🏡 House /m²
636 €
📋 Transactions
3
📈 Price per m² evolution (2021 — 2023)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Poitiers2 538 €2 041 €157989 916
Châtellerault2 118 €1 288 €59531 003
Buxerolles2 016 €2 112 €15010 289
Jaunay-Marigny4 302 €1 887 €1447 528
Saint-Benoît2 188 €2 211 €1267 375
Chauvigny2 971 €1 462 €1337 007

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
7.95 €/m²
monthly
💰 Gross yield
15.0 %
⏳ Payback period
6.7 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
76.2 %
🏖️ Secondary homes
12.3 %
🚪 Vacant homes
11.5 %
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
32.400 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
68.690 %
🏘️ Housing tax
23.170 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.700 %
🌾 Land tax (unbuilt) REI
9.15 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
189
2023
📐 Area
10.23 km²
18 inh/km²
💶 Median income
18 490 €
📊 Median age
50.0 yrs
27.2% under 30
💼 Activity rate
72.2 %
ages 15-64
📉 Unemployment rate
7.7 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
32
SIRENE database 2026
✨ 2024 creations
2
-50.0% vs 2023
📊 2023 creations
4
💼 Economic density
169
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Montreuil-Bellay
À 12.32 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Loudun
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays Loudunais
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3
🎭 Culture
1

⚡ Energy performance

2 DPE · ADEME

📊 Energy rating distribution
A
50.0 %
50.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
0.0 %
F
50.0 %
50.0 %
G
0.0 %

50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 1 protected monuments

BuildingEra
château15e siècle

⚠️ Natural and technological risks

Géorisques API · 9 risks identified

Transport de marchandises dangereuses
Feu de forêt
Tempête et grains (vent)
Affaissements et effondrements d'origine anthropique (anciennes carrières souterraines, hors mines)
Mouvement de terrain
Phénomène lié à l'atmosphère
Tassements différentiels
Inondation
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 221 analyses · EAUX DE VIENNE - SIVEER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
221

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Les Trois-Moutiers 5.6 km 45/100 1 078
Saint-Léger-de-Montbrun 7.4 km 54/100 1 247
Mouterre-Silly 8.9 km 58/100 602
Épieds 11.4 km 50/100 711
Montreuil-Bellay 11.8 km 29/100 3 746
Louzy 10.0 km 28/100 1 288
Brion-près-Thouet 10.2 km 30/100 759
Plaine-et-Vallées 14.5 km 64/100 2 317

❓ Frequently asked questions about Ternay

What is the price per m² in Ternay?

The median price per m² in Ternay is 636 €.

What is the rental yield in Ternay?

The gross rental yield in Ternay is 15.0%.

Is Ternay a good real estate investment?

Ternay has a ScorCity score of 53/100, making it a moderate investment.

What is the average energy rating in Ternay?

The most common energy rating class in Ternay is A.

What are the natural risks in Ternay?

9 risks are identified in Ternay: Transport de marchandises dangereuses, Feu de forêt, Tempête et grains (vent).