View of Saint-Sornin, 03 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Sornin

Rural municipality · 03240 · Auvergne-Rhône-Alpes

👥 Population
220
2023 · INSEE
🏠 Median price /m²
2 261 €
📈 89% since 2015
💰 Gross yield
4.3 %
rent / purchase price
⚡ Avg. energy rating
E
🔴 28.6 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Saint-Sornin — Score 28/100.

Why this score? This score is penalized mainly by a weak rental yield (14/100) and improvable safety statistics (14/100).
28
💰 Yield14
🌳 Quality of life46
📊 Dynamism51
💸 Affordability34
🛡️ Safety14
⚡ Energy rating17
🧮 Simulate your rental yield

🏠 Property prices

DVF · 6 Transactions · Saint-Sornin

🏡 House /m²
2 261 €
📋 Transactions
6
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Montluçon1 034 €1 125 €86933 147
Vichy2 068 €1 902 €88025 115
Moulins1 583 €1 613 €35119 206
Cusset1 413 €1 702 €23913 316
Yzeure1 333 €1 550 €17812 897
Bellerive-sur-Allier1 912 €1 863 €1428 943

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.07 €/m²
monthly
💰 Gross yield
4.3 %
⏳ Payback period
23.3 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
67.8 %
🏖️ Secondary homes
24.8 %
🚪 Vacant homes
7.4 %
🏢 Apartments
2.7 %
95.3 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
8
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
40.480 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
78.850 %
🏘️ Housing tax
30.970 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
17.230 %
🏢 CFE
31.61 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
220
2023
📐 Area
19.51 km²
11 inh/km²
💶 Median income
17 210 €
📊 Median age
48.6 yrs
29.9% under 30
💼 Activity rate
69.4 %
ages 15-64
📉 Unemployment rate
22.0 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
65
SIRENE database 2026
✨ 2024 creations
5
+150.0% vs 2023
📊 2023 creations
2
💼 Economic density
295
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Louroux-de-Bouble
À 21.07 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Bocage Bourbonnais
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
2
⚽ Sport
4

⚡ Energy performance

7 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
0.0 %
C
0.0 %
D
14.3 %
14.3 %
E
57.1 %
57.1 %
F
28.6 %
28.6 %
G
0.0 %

28.6 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 1 risks identified

Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 190 analyses · SEA RIVE GAUCHE ALLIER

⚗️ Physicochemistry
✅ Compliant
📋 analyses
190

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Hilaire 7.9 km 34/100 503
Tronget 6.1 km 64/100 925
Buxières-les-Mines 8.1 km 48/100 994
Montmarault 11.5 km 70/100 1 525
Noyant-d'Allier 11.6 km 51/100 602
Ygrande 15.9 km 24/100 762
Cressanges 12.8 km 52/100 644
Villefranche-d'Allier 13.0 km 53/100 1 238

❓ Frequently asked questions about Saint-Sornin

What is the price per m² in Saint-Sornin?

The median price per m² in Saint-Sornin is 2 261 €.

What is the rental yield in Saint-Sornin?

The gross rental yield in Saint-Sornin is 4.3%.

Is Saint-Sornin a good real estate investment?

Saint-Sornin has a ScorCity score of 28/100, making it a risky investment.

What is the average energy rating in Saint-Sornin?

The most common energy rating class in Saint-Sornin is E.

What are the natural risks in Saint-Sornin?

1 risks are identified in Saint-Sornin: Séisme.