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Saint-Germain-l'Herm
Rural municipality · 63630 · Auvergne-Rhône-Alpes
👥 Population
482
2023 · INSEE
🏠 Median price /m²
1 579 €
📈 74% since 2015
💰 Gross yield
5.5 %
rent / purchase price
⚡ Avg. energy rating
A
✅ 0.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average
Saint-Germain-l'Herm — Score 52/100.
52
💰 Yield30
🌳 Quality of life79
📊 Dynamism52
💸 Affordability62
🛡️ Safety14
⚡ Energy rating88
🏠 Property prices
DVF · 3 Transactions · Saint-Germain-l'Herm
🏢 Apt. /m²
1 579 €
🏡 House /m²
1 416 €
📋 Transactions
3
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Clermont-Ferrand | 2 276 € | 2 412 € | 2366 | 146 351 |
| Cournon-d'Auvergne | 2 089 € | 2 364 € | 225 | 19 951 |
| Riom | 2 410 € | 2 334 € | 283 | 18 820 |
| Chamalières | 2 357 € | 3 409 € | 355 | 17 509 |
| Issoire | 1 877 € | 2 156 € | 269 | 15 115 |
| Pont-du-Château | 3 784 € | 2 504 € | 123 | 12 412 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.18 €/m²
monthly
💰 Gross yield
5.5 %
⏳ Payback period
18.3 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
47.5 %
🏖️ Secondary homes
39.3 %
Highly touristic market
🚪 Vacant homes
13.2 %
🏢 Apartments
4.2 %
95.6 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
13
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
39.840 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
117.850 %
🏘️ Housing tax
23.980 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.000 %
🌾 Land tax (unbuilt) REI
1.21 %
🏢 CFE
0.64 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
482
2023
📐 Area
36.48 km²
13 inh/km²
💶 Median income
21 160 €
📊 Median age
57.7 yrs
22.5% under 30
💼 Activity rate
69.0 %
ages 15-64
📉 Unemployment rate
8.3 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
198
SIRENE database 2026
✨ 2024 creations
12
-14.3% vs 2023
📊 2023 creations
14
💼 Economic density
411
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Brassac-les-Mines - Sainte-Florine
À 17.22 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Commune hors attraction des villes
Outside urban area
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Ambert Livradois Forez
EPCI
📍 Rail access
Average
Station distance
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE GASPARD DES MONTAGNES | public | 97.1 |
🏥 Healthcare
FINESS
🏥 Établissements de santé
1
👵 EHPAD
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
15
📋 Commerce
4
📋 Enseignement
2
🏥 Sante
19
⚽ Sport
10
🎭 Culture
3
⚡ Energy performance
2 DPE · ADEME
📊 Energy rating distribution
A
50.0 %
50.0 %
B
0.0 %
C
0.0 %
D
0.0 %
E
50.0 %
50.0 %
F
0.0 %
G
0.0 %
0.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 1 protected monuments
| Building | Era |
|---|---|
| église | 11e siècle;15e siècle;19e siècle |
⚠️ Natural and technological risks
Géorisques API · 9 risks identified
Tempête et grains (vent)
Radon
Tassements différentiels
Feu de forêt
Mouvement de terrain
Phénomène lié à l'atmosphère
Inondation
Séisme
Par ruissellement et coulée de boue
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 4 048 analyses · MAIRIE DE ST GERMAIN L'HERM
⚗️ Physicochemistry
✅ Compliant
📋 analyses
4 048
🎯 Municipalities with a similar score
Same region, score close to
Lyon 5e
69005
52/100
47 777 Inhabitants
Lyon 4e
69004
52/100
34 752 Inhabitants
Bourgoin-Jallieu
38300
52/100
30 151 Inhabitants
Montbrison
42600
52/100
16 123 Inhabitants
Saint-Genis-Pouilly
01630
52/100
14 432 Inhabitants
Le Pont-de-Claix
38800
52/100
10 956 Inhabitants
Vétraz-Monthoux
74100
52/100
10 949 Inhabitants
Bellerive-sur-Allier
03700
52/100
8 943 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Le Vernet-Chaméane | 7.5 km | 56/100 | 775 |
| Saint-Amant-Roche-Savine | 13.8 km | 54/100 | 534 |
| Saint-Ferréol-des-Côtes | 14.5 km | 55/100 | 548 |
| Cunlhat | 19.1 km | 53/100 | 1 290 |
| Auzon | 15.0 km | 41/100 | 858 |
| Lamothe | 18.3 km | 62/100 | 819 |
| Marsac-en-Livradois | 14.4 km | 27/100 | 1 381 |
| Sugères | 18.2 km | 37/100 | 648 |
❓ Frequently asked questions about Saint-Germain-l'Herm
What is the price per m² in Saint-Germain-l'Herm? ▶
The median price per m² in Saint-Germain-l'Herm is 1 579 €.
What is the rental yield in Saint-Germain-l'Herm? ▶
The gross rental yield in Saint-Germain-l'Herm is 5.5%.
Is Saint-Germain-l'Herm a good real estate investment? ▶
Saint-Germain-l'Herm has a ScorCity score of 52/100, making it a moderate investment.
What is the average energy rating in Saint-Germain-l'Herm? ▶
The most common energy rating class in Saint-Germain-l'Herm is A.
What are the natural risks in Saint-Germain-l'Herm? ▶
9 risks are identified in Saint-Germain-l'Herm: Tempête et grains (vent), Radon, Tassements différentiels.