View of Saint-Firmin, 58 — real-estate investment analysis Wikimedia Commons CC BY-SA

Saint-Firmin

Rural municipality · 58270 · Bourgogne-Franche-Comté

👥 Population
152
2023 · INSEE
🏠 Median price /m²
1 079 €
📈 136% since 2015
💰 Gross yield
9.0 %
rent / purchase price
⚡ Avg. energy rating
B
🔴 50.0 % energy sieves (F-G) (F-G)
🎯 Investment score Average

Saint-Firmin — Score 47/100.

Why this score? This score is penalized mainly by improvable safety statistics (14/100) and an energy-inefficient housing stock (19/100).
47
💰 Yield50
🌳 Quality of life46
📊 Dynamism100
💸 Affordability50
🛡️ Safety14
⚡ Energy rating19
🧮 Simulate your rental yield

🏠 Property prices

DVF · 2 Transactions · Saint-Firmin

🏡 House /m²
1 079 €
📋 Transactions
2
📈 Price per m² evolution (2020 — 2023)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Nevers1 312 €1 422 €75833 085
Cosne-Cours-sur-Loire1 554 €1 267 €2279 733
Varennes-Vauzelles1 333 €1 585 €1049 146
Decize784 €1 158 €1074 932
La Charité-sur-Loire1 515 €1 258 €934 705
Fourchambault1 357 €865 €683 992

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
8.13 €/m²
monthly
💰 Gross yield
9.0 %
⏳ Payback period
11.1 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
75.3 %
🏖️ Secondary homes
13.0 %
🚪 Vacant homes
11.8 %
🏢 Apartments
1.1 %
98.9 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.710 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
117.680 %
🏘️ Housing tax
27.070 %
Secondary homes
🌾 Land tax (unbuilt) REI
7.18 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
152
2023
📐 Area
10.54 km²
14 inh/km²
💶 Median income
22 300 €
📊 Median age
47.1 yrs
26.4% under 30
💼 Activity rate
78.7 %
ages 15-64
📉 Unemployment rate
8.1 %
2021 census

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
34
SIRENE database 2026
✨ 2024 creations
2
+0.0% vs 2023
📊 2023 creations
2
💼 Economic density
224
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Imphy
À 15.65 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Nevers
Suburban crown
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Amognes Coeur du Nivernais
EPCI
📍 Rail access
Average
Station distance

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
3

⚡ Energy performance

4 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
25.0 %
25.0 %
C
0.0 %
D
25.0 %
25.0 %
E
0.0 %
F
25.0 %
25.0 %
G
25.0 %
25.0 %

50.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

⚠️ Natural and technological risks

Géorisques API · 2 risks identified

Glissement de terrain
Mouvement de terrain

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 229 analyses · SIAEP DE L'IXEURE A LA NIEVRE

⚗️ Physicochemistry
✅ Compliant
📋 analyses
229

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Saint-Benin-d'Azy 5.5 km 62/100 1 255
Saint-Jean-aux-Amognes 5.5 km 63/100 547
La Fermeté 10.3 km 42/100 617
Vaux d'Amognes 8.7 km 47/100 539
Montigny-aux-Amognes 8.8 km 56/100 621
Saint-Saulge 11.2 km 23/100 650
Sauvigny-les-Bois 12.1 km 58/100 1 409
Rouy 10.9 km 35/100 628

❓ Frequently asked questions about Saint-Firmin

What is the price per m² in Saint-Firmin?

The median price per m² in Saint-Firmin is 1 079 €.

What is the rental yield in Saint-Firmin?

The gross rental yield in Saint-Firmin is 9.0%.

Is Saint-Firmin a good real estate investment?

Saint-Firmin has a ScorCity score of 47/100, making it a moderate investment.

What is the average energy rating in Saint-Firmin?

The most common energy rating class in Saint-Firmin is B.

What are the natural risks in Saint-Firmin?

2 risks are identified in Saint-Firmin: Glissement de terrain, Mouvement de terrain.