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Saint-Cernin
Rural municipality · 15310 · Auvergne-Rhône-Alpes
👥 Population
1 039
2023 · INSEE
🏠 Median price /m²
250 €
📈 -74% since 2015
💰 Gross yield
37.2 %
rent / purchase price
⚡ Avg. energy rating
F
🔴 60.0 % energy sieves (F-G) (F-G)
🎯 Investment score Low
Saint-Cernin — Score 37/100.
Why this score? This score is penalized mainly by an energy-inefficient housing stock (12/100) and improvable safety statistics (14/100).
37
💰 Yield35
🌳 Quality of life51
📊 Dynamism51
💸 Affordability60
🛡️ Safety14
⚡ Energy rating12
🏠 Property prices
DVF · 5 Transactions · Saint-Cernin
🏢 Apt. /m²
250 €
🏡 House /m²
1 609 €
📋 Transactions
5
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
| City | Apt. | House | Trans. | Pop. |
|---|---|---|---|---|
| Aurillac | 1 500 € | 1 714 € | 556 | 26 214 |
| Saint-Flour | 1 339 € | 1 528 € | 74 | 6 391 |
| Arpajon-sur-Cère | 1 576 € | 1 508 € | 78 | 6 361 |
| Ytrac | — € | 1 917 € | 52 | 4 339 |
| Mauriac | 2 326 € | 1 278 € | 64 | 3 449 |
| Riom-ès-Montagnes | 723 € | 1 047 € | 42 | 2 405 |
💰 Rental yield
Calculated from DVF prices and observed rents
🏠 Average rent
7.76 €/m²
monthly
💰 Gross yield
37.2 %
⏳ Payback period
2.7 years
🏘️ Rental market & tension
INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas
🏠 Main residences
69.6 %
🏖️ Secondary homes
20.4 %
🚪 Vacant homes
10.0 %
🏢 Apartments
14.9 %
85.0 % houses
🎯 Pinel zoneⓘOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)ⓘTense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
12
RPLS source
💶 Local taxation
REI · DGFIP · Exercice 2024
🏠 Property tax (built)ⓘMunicipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
41.110 %
Global rate 2024
🌾 Property tax (unbuilt)ⓘMunicipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
169.620 %
🏘️ Housing tax
22.660 %
Secondary homes
🗑️ Waste collection taxⓘTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
12.950 %
🌾 Land tax (unbuilt) REI
26.60 %
🏢 CFE
29.59 %
👥 Demographics
API Geo + INSEE
🧑🤝🧑 Inhabitants
1 039
2023
📐 Area
46.68 km²
22 inh/km²
💶 Median income
21 510 €
📊 Median age
47.6 yrs
28.4% under 30
💼 Activity rate
81.3 %
ages 15-64
📉 Unemployment rate
3.9 %
2021 census
🏢 Local economy & dynamism
SIRENE · INSEE
🏢 Active businesses
306
SIRENE database 2026
✨ 2024 creations
18
+80.0% vs 2023
📊 2023 creations
10
💼 Economic density
295
Businesses / 1,000 pop.
🚉 Transport & accessibility
SNCF Open Data · INSEE Urban Areas 2020
🚆 Nearest train station
Aurillac
À 14.32 km · Segment B
🏙️ Urban attraction areaⓘUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Aurillac
Suburban crown
🏛️ IntercommunalityⓘEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC du Pays de Salers
EPCI
📍 Rail access
Average
Station distance
🎓 Education
National Education API
📚 Schools
—
🏫 Middle schools
1
🎓 High schools
—
🎯 Brevet exam (2021)ⓘBrevet (DNB) — French middle school exam. The rate shown is the average across public and private middle schools in the municipality, latest published session.
86.1 %
Average pass rate · 1 middle school
📊 Niveau social des établissements
Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.
🏫 Middle school IPS
| Middle school | Sector | IPS |
|---|---|---|
| COLLEGE HENRI MONDOR | public | 103.0 |
🏥 Healthcare
BPE · FINESS
💊 Pharmacies
1
🏥 Établissements de santé
6
Source FINESS
💊 Pharmacies
1
🏪 Amenities & services
BPE · INSEE
📋 Services_publics
26
📋 Commerce
7
📋 Enseignement
2
🏥 Sante
17
🚆 Transport
1
⚽ Sport
7
⚡ Energy performance
5 DPE · ADEME
📊 Energy rating distribution
A
20.0 %
20.0 %
B
0.0 %
C
0.0 %
D
20.0 %
20.0 %
E
0.0 %
F
40.0 %
40.0 %
G
20.0 %
20.0 %
60.0 % energy sieves (F-G) (F+G) — Nat. average : 17 %
💶 Energy rating impact on price per m²
🏛️ Historical heritage
Mérimée database · 5 protected monuments
| Building | Era |
|---|---|
| château | 14e siècle;3e quart 18e siècle |
| château | 15e siècle;18e siècle |
| château | 2e moitié 18e siècle;1er quart 19e siècle |
| édifice fortifié | 13e siècle |
| église | 12e siècle;13e siècle |
⚠️ Natural and technological risks
Géorisques API · 4 risks identified
Feu de forêt
Radon
Transport de marchandises dangereuses
Séisme
📡 Digital coverage
ARCEP
📶 Ultra-fast broadband
100.0 %
💧 Drinking water quality
API Hub'Eau · 3 343 analyses · SAUR
⚗️ Physicochemistry
✅ Compliant
📋 analyses
3 343
🎯 Municipalities with a similar score
Same region, score close to
Miribel
01700
37/100
10 395 Inhabitants
Scionzier
74950
37/100
9 162 Inhabitants
Saint-Paul-Trois-Châteaux
26130
37/100
8 981 Inhabitants
Anse
69480
37/100
8 206 Inhabitants
Gleizé
69400
37/100
8 035 Inhabitants
Montluel
01120
37/100
6 895 Inhabitants
Saint-Marcel-lès-Valence
26320
37/100
6 176 Inhabitants
Saint-Jean-de-Bournay
38440
37/100
4 843 Inhabitants
📍 Nearby municipalities
Nearest geographically
| City | Distance | Score | Pop. |
|---|---|---|---|
| Jussac | 5.9 km | 48/100 | 2 040 |
| Marmanhac | 6.5 km | 30/100 | 667 |
| Saint-Martin-Valmeroux | 8.2 km | 61/100 | 716 |
| Reilhac | 9.1 km | 59/100 | 1 090 |
| Naucelles | 10.9 km | 62/100 | 2 181 |
| Saint-Illide | 8.4 km | 41/100 | 656 |
| Crandelles | 11.2 km | 45/100 | 872 |
| Ayrens | 10.0 km | 55/100 | 614 |
❓ Frequently asked questions about Saint-Cernin
What is the price per m² in Saint-Cernin? ▶
The median price per m² in Saint-Cernin is 250 €.
What is the rental yield in Saint-Cernin? ▶
The gross rental yield in Saint-Cernin is 37.2%.
Is Saint-Cernin a good real estate investment? ▶
Saint-Cernin has a ScorCity score of 37/100, making it a risky investment.
What is the average energy rating in Saint-Cernin? ▶
The most common energy rating class in Saint-Cernin is F.
What are the natural risks in Saint-Cernin? ▶
4 risks are identified in Saint-Cernin: Feu de forêt, Radon, Transport de marchandises dangereuses.