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Ruffec

Small town · 16700 · Nouvelle-Aquitaine

👥 Population
3 449
2023 · INSEE
🏠 Median price /m²
2 461 €
📈 7% since 2015
💰 Gross yield
4.5 %
rent / purchase price
⚡ Avg. energy rating
E
🟠 12.5 % energy sieves (F-G) (F-G)
🎯 Investment score Low

Ruffec — Score 39/100.

Why this score? This score is penalized mainly by improvable safety statistics (2/100) and a weak rental yield (17/100).
39
💰 Yield17
🌳 Quality of life76
📊 Dynamism59
💸 Affordability28
🛡️ Safety2
⚡ Energy rating65
🧮 Simulate your rental yield

🏠 Property prices

DVF · 13 Transactions · Ruffec

🏢 Apt. /m²
2 461 €
🏡 House /m²
1 267 €
📋 Transactions
13
📈 Price per m² evolution (2020 — 2024)
📊 Annual transaction volume
📊 Nearby municipalities
CityApt.HouseTrans.Pop.
Angoulême2 049 €1 742 €81341 908
Cognac2 375 €1 813 €36118 532
Soyaux1 892 €1 586 €13410 087
La Couronne15 724 €1 840 €967 765
Saint-Yrieix-sur-Charente2 300 €1 784 €1177 539
Ruelle-sur-Touvre1 807 €1 667 €977 408

💰 Rental yield

Calculated from DVF prices and observed rents

🏠 Average rent
9.25 €/m²
monthly
💰 Gross yield
4.5 %
⏳ Payback period
22.2 years

🏘️ Rental market & tension

INSEE Housing Stock 2021 · Pinel ABC zoning · Tense areas

🏠 Main residences
75.9 %
🏖️ Secondary homes
5.8 %
🚪 Vacant homes
18.2 %
🏢 Apartments
27.4 %
71.5 % houses
🎯 Pinel zoneOfficial Pinel zoning. A Bis = very high tension (Paris, French Riviera), A = high tension (metropolises), B1 = moderate, B2 = low, C = relaxed market.
C
Relaxed market
⚖️ Tense area (ALUR law)Tense area under article 232 of the French Tax Code (CGI) / ALUR law. Enables rent control and applies the vacant housing tax.
No
Free rents
🏢 Social housing units
216
RPLS source

💶 Local taxation

REI · DGFIP · Exercice 2024

🏠 Property tax (built)Municipal property tax rate on built properties (TFB). Applied to the cadastral rental value to calculate the owner's annual property tax.
61.990 %
Global rate 2024
🌾 Property tax (unbuilt)Municipal property tax rate on unbuilt properties (TFNB): land, fields, forests.
95.630 %
🏘️ Housing tax
26.280 %
Secondary homes
🗑️ Waste collection taxTEOM — Household Waste Collection Tax. Applied by the municipality or intermunicipality to finance waste collection and treatment.
13.490 %
🌾 Land tax (unbuilt) REI
11.80 %
🏢 CFE
0.57 %

👥 Demographics

API Geo + INSEE

🧑‍🤝‍🧑 Inhabitants
3 449
2023
📐 Area
13.51 km²
255 inh/km²
💶 Median income
19 460 €
📊 Median age
52.7 yrs
27.3% under 30
💼 Activity rate
66.7 %
ages 15-64
📉 Unemployment rate
23.0 %
2021 census
🎯 Poverty rateShare of population living below the poverty line (60% of national median income). Source FILOSOFI 2021, calculated only for municipalities ≥ 2,000 inhabitants.
24.0 %
60% FILOSOFI threshold

🏢 Local economy & dynamism

SIRENE · INSEE

🏢 Active businesses
904
SIRENE database 2026
✨ 2024 creations
80
+25.0% vs 2023
📊 2023 creations
64
💼 Economic density
262
Businesses / 1,000 pop.

🚉 Transport & accessibility

SNCF Open Data · INSEE Urban Areas 2020

🚆 Nearest train station
Ruffec
À 1.10 km · Segment C
🏙️ Urban attraction areaUrban Attraction Areas (INSEE 2020): municipal classification based on commuting relationships with urban hubs. Main hub / secondary / suburban crown / outside.
Ruffec
Main hub
🏛️ IntercommunalityEPCI — Public Establishment for Intermunicipal Cooperation. Community of communes, agglomeration, urban or metropolitan community grouping the municipality with its neighbors.
CC Val de Charente
EPCI
📍 Rail access
Excellent
Station distance

📊 Niveau social des établissements

Indicateur Éducation nationale du milieu social des élèves (moyenne nationale ≈ 103). Plus élevé = plus favorisé.

🏫 Middle school IPS
Middle schoolSectorIPS
COLLEGE PRIVE DU SACRE COEURprivé sous contrat97.3
COLLEGE VAL DE CHARENTEpublic87.6

🏥 Healthcare

BPE · FINESS

🏥 Hospitals
2
💊 Pharmacies
3
🔬 Laboratories
1
🏥 Établissements de santé
23
Source FINESS
👵 EHPAD
3
💊 Pharmacies
3

🏪 Amenities & services

BPE · INSEE

📋 Services_publics
91
📋 Commerce
68
📋 Enseignement
10
🏥 Sante
63
🚆 Transport
4
⚽ Sport
19
🎭 Culture
1

🏛️ Public services

Public Service Directory API · 4 services

CategoryQtyExamples
📋 service public4Caisse d'allocations familiales (Caf) de Charente - accueil de Ruffec, Communauté de communes - Val de Charente, Brigade de gendarmerie - Ruffec

🛡️ Safety

SSMSI · SSMSI · Ministry of the Interior

IndicatorIncidentsRate ‰Nat. averageGap
Destructions et dégradations volontaires5616.20 ‰7.2 ‰+125 % vs moy.
Violences physiques intrafamiliales4613.30 ‰4.2 ‰+217 % vs moy.
Vols sans violence contre des personnes4011.60 ‰7.3 ‰+59 % vs moy.
Violences physiques hors cadre familial288.10 ‰4.0 ‰+102 % vs moy.
Escroqueries et fraudes aux moyens de paiement257.20 ‰6.3 ‰Dans la moyenne
Usage de stupéfiants216.10 ‰8.4 ‰-27 % vs moy.
Cambriolages de logement156.60 ‰7.5 ‰Dans la moyenne
Violences sexuelles144.10 ‰2.4 ‰+71 % vs moy.
Vols dans les véhicules82.30 ‰5.2 ‰-56 % vs moy.
Usage de stupéfiants (AFD)82.30 ‰7.5 ‰-69 % vs moy.
Vols de véhicule61.70 ‰2.4 ‰-29 % vs moy.

⚡ Energy performance

8 DPE · ADEME

📊 Energy rating distribution
A
0.0 %
B
12.5 %
12.5 %
C
12.5 %
12.5 %
D
25.0 %
25.0 %
E
37.5 %
37.5 %
F
12.5 %
12.5 %
G
0.0 %

12.5 % energy sieves (F-G) (F+G) — Nat. average : 17 %

💶 Energy rating impact on price per m²

🏛️ Historical heritage

Mérimée database · 3 protected monuments

BuildingEra
église11e siècle
église12e siècle
église12e siècle

⚠️ Natural and technological risks

Géorisques API · 3 risks identified

Rupture de barrage
Transport de marchandises dangereuses
Séisme

📡 Digital coverage

ARCEP

📶 Ultra-fast broadband
100.0 %

💧 Drinking water quality

API Hub'Eau · 852 analyses · SAUR VIENNE CHARENTE LIMOUSIN BERRY

⚗️ Physicochemistry
✅ Compliant
📋 analyses
852

⚡ EV charging stations

IRVE

🔌 Stations
29
⚡ Charge points
64
🚀 Incl. fast charging
18

🎯 Municipalities with a similar score

Same region, score close to

📍 Nearby municipalities

Nearest geographically

CityDistanceScorePop.
Les Adjots 4.4 km 58/100 538
La Faye 3.7 km 70/100 617
Taizé-Aizie 5.3 km 54/100 593
Verteuil-sur-Charente 8.1 km 58/100 580
Courcôme 7.2 km 52/100 814
Limalonges 11.0 km 65/100 843
Val-de-Comporté 11.8 km 34/100 999
Villefagnan 8.8 km 61/100 972

❓ Frequently asked questions about Ruffec

What is the price per m² in Ruffec?

The median price per m² in Ruffec is 2 461 €.

What is the rental yield in Ruffec?

The gross rental yield in Ruffec is 4.5%.

Is Ruffec a good real estate investment?

Ruffec has a ScorCity score of 39/100, making it a risky investment.

What is the average energy rating in Ruffec?

The most common energy rating class in Ruffec is E.

What are the natural risks in Ruffec?

3 risks are identified in Ruffec: Rupture de barrage, Transport de marchandises dangereuses, Séisme.